Parents Insurance Threatened to be Cancelled Unless Proof of Mine is Shown
Not sure if this is the right place for this post, but my parents recently received a notice from their insurance company that it would be cancelled unless proof of my insurance is shown. I'm 23, live in CA, recently moved back in with them at the beginning of this year, and I've had my own separate insurance since I got the car back in April. When my mom called, the insurance agent said since their company was flagged that a new resident had moved in (me), they needed proof that I was either included or excluded in my parents policy since I had gone and applied for insurance for just myself. The agent said it's what's required in CA, and that she's hoping my information is what the insurance company is looking for. I'm sure maybe I'm just unfamiliar with how the laws work, but I'm wondering if this is standard or if anyone else has dealt with this.
When I applied for my own insurance as well, they had added my mom onto my policy but as an excluded driver without me evem mentioning it, but I assumed it's since I'm a first time driver, and we both live in the same house. But I'm unsure of why my information is needed if they were flagged that I had only reached out to insurance companies, and they would've seen that I already had my own policy + my parents wouldn't have taken all this time to add me on. Any help or questions answered will do a lot, thank you!