


19 with $44,000 net worth and $35,000 buying power… why would you do?
Finally diversified out of my HYSA and into a fidelity account. In the fidelity account I got about $35k in buying power total with $12k liquid in my brokerage and honestly no idea what to do with it.
Emergency fund is set up in capital one with 9k (2,500 in checking and 6,500 in HYSA) so I feel like I'm at the point where I'm both comfortable enough and young/stupid enough to take on some riskier plays but I don't know what to look at. Options seem interesting but I'm too dumb to actually learn them lol.
What would y'all do in my shoes? Open to any advice like ETFs, individual stocks, sectors you're bullish on, or just high risk high reward shit. Maxed out my Roth already with what made last year and got 250 biweekly going into FAIX no matter what so I feel comfortable long term but i'm at the point where I can finally start making some riskier plays so please lemme hear it what would you tell your 19 year old self to do right now if they had 50k to fuck around with?