u/Independent_Net_838

Currently 28 y/o. Graduated from college 7 years ago. Didn't really get a career going, worked entry level for 5 years. Made 7.25-12$/hr moved up to a better job in the last 2, still entry making 21/hr. Since then up until now, I've saved up 18K on a 40k salary. I have an associates degree as well as 6k in a 401k. Just payed of student debts and my car last year. Living with my girlfriend in a pretty big city(Houston/Dallas/Austin). At this age, would you guys consider this to be just "ok"?