u/Individual_Block7885

Curious if anyone else has heard this or if I’m overthinking things.

My lender is strongly advising me not to buy anything legally classified as a condominium right now and to instead focus on single-family homes or townhomes, based on county classification.

To be clear, I’m not referring to condo high-rises. I’m talking about the two-story, two-bedroom, two-bath, garage-style homes that many people would casually call townhomes but may still legally be classified as condos.

From what I’m being told, lending guidelines may change around August 3rd, and HOAs could increase because associations may be required to hold larger reserve amounts. The explanation I got was that if an HOA is currently allocating around 10% toward reserve funding for repairs and unexpected issues, that could increase to 15%, potentially driving up HOA fees and other costs.

Has anyone else heard about this?

Are people genuinely avoiding condos because of these changes, or is this being overstated? Is this something I should actually be worried about?

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I’m genuinely trying to think across all forms of entertainment and media history and I’m struggling to come up with many things on this level.

You had massive cultural events like Star Wars, Avengers: Endgame, Harry Potter, Halo 3, etc. But GTA VI feels different because it’s crossing multiple generations of people who grew up with the franchise, while also pulling in mainstream audiences outside of gaming.

The gap between GTA V and VI is also unprecedented. By the time it releases, there will literally be adults who were kids when GTA V launched.

It just feels bigger than “a game release” at this point. It’s almost like a global entertainment event.

Do you think GTA VI is the most anticipated media release ever, or is there something historically bigger?