u/IneptInvestorBoi

Hi everyone,

I've had the Gold Rewards card since last November. I have around 60k points on it and I'm planning to convert it to Avios / airline miles at some point as I read that it's the best use of the points. I'm planning to downgrade to a free card this coming November as I don't want to pay the £195 pa fee. Would I still be able to convert to Avios / airline miles AFTER the downgrade? ie I don't have to book a flight before November?