r/AmexUK

Recently, I got the BAPP and triggered the welcome bonus. I will get the companion by the end of the year.

With the downgrade in points from 1.5 to 1.25 is it worth downgrading to the free card.

Is the 2 year voucher better than the 1 year?

I would rather use the points on more trips rather than one big business class.

Need some help weighing it up. Leaning toward downgrading to free or trying to get retention offer

If the main benefit I am seeking is using reward points for free long haul flights. Am i better off with a platinum or BA amex card ( i dont mind flying with BA)?

Thanks

Priority pass is dog water and there are better ways to get one anyway. Most of the time my partner doesn’t even want to be in the lounge it’s so crowded

Travel insurance is actually quite cheap + see above.

How often do you really rent a car?

Amex offers are basically the same on any of the cards.

I’ve never been in a position to claim the dining abroad benefit. Despite traveling for 12 weeks a year for work.

Status only really benefits those who travel for work and want to accumulate more points on expensed travel. Melia 20% off is the exception.

Fine hotels and resorts is inconsistently applied and only good for weekends away. It helps you spend money not save it. There are normally cheaper ways of getting equivalent stays too.

Go spend the card fee on your loved ones.

So I have an Amex platinum business card which we have had for 3 months now.

Somewhat decent size business turnover of just under 10 million a year, monthly spend on the card of 10-13k it used to hit a limit around ten and we would just pay it off instantly,

All of a sudden they have just put a credit limit on of £2700 which seems stupid? Card is more or less useless if I have to pay it off every couple of days?

Business is healthy and asset rich? Circa 100k in bank, mortgaged premises with good equity etc? 300k odd of stock

Will customer services resolve this? And if they don’t can I cancel the card?

hi all!

making a big purchase (circa 20 thousand pounds, and has to be on one chunk). my credit limit ison my amex gold is currently 5k, and as I earn 30k a year I dont think I can get my credit limit up to this amount (?). are there any debit cards where I could earn points on the purchase? I am only aware so far of the Marriott and the IHG revolut but dont know if they work out to be worth it for this sum of money....

volo in economy ogni paio di mesi e cercare di accedere alle lounge per i passeggeri economy è diventato un vero e proprio incubo.

ultimamente, ogni singola volta che ho uno scalo lungo, ogni lounge convenzionata ha una fila infinita lungo il terminal o un cartello con scritto che sono al completo e che non accettano ingressi a pagamento. è incredibilmente frustrante passare ore seduti per terra vicino al gate a cercare una presa elettrica funzionante e a pagare cifre assurde per del cibo freddo, specialmente quando ti sei fatto in quattro per acquistare un pass o organizzare l'accesso in anticipo.

Sto cercando consigli veri su come la gente riesca effettivamente a far funzionare la cosa, perché al momento sembra proprio che i passeggeri in economy siano completamente tagliati fuori, a prescindere dall'opzione che provano.

Looking for some advice with my Rewards Gold card coming up for renewal at the end of this month.

Including spending and bonus for the free first year, I'm sat at around 80,000 MR points. I'm not keen on the hefty renewal charge and I'm wondering which card to switch to and whether to transfer my points before doing so?

The aim is to work towards Stateside flights (eventually) but I'm not sure which card works best for this or how to make those points work hard towards our goal.

Any advice would be greatly appreciated.

Thanks

I submitted a complaint for what I thought was a simple issue - basically they botched making a change to my direct debit. They acknowledged the complaint, so I know it's not been lost in the post, but haven't provided a response in 6 weeks.

Is this experience normal for people who've dealt with the complaints team?

I'm new to amex but expected better, especially for the gold card which has a hefty fee and is marketed as a premium service. Not just the wait but in 2026 still having to fill in a form for manual review (to change the DD) and sending a letter in the post to complain.

Currently waiting for the FOS deadline so I can escalate it. Then I'll close the account.

what’s the general rule with credit limit increases? looking to increase my current limit of 4.4k to over 10k. i’ve heard about the 90 day 3x rule but how accurate is it?

I’m really interested in getting a US Amex in the uk.
Does anyone have any advice or had any success with this.

The perks and benefits are so much better!

Hi there!

I’m 22 starting a job as a trainee solicitor after finishing my masters. I have a Revolut Ultra as a current account and now seeking a credit card (now that I have an income) to build my score and earn rewards (particularly Avios as I have a few saved from converting my Rev Points).

My salary is £36k rising to £68k in 2028. So I’m looking for a credit card for 2026-2028. I will re-evaluate the credit card type in 2028 given the higher income then.

I’ve come across the Amex Gold in my search. I have a few purchases coming up which makes the sign up bonus achievable. I believe it’s free for the first year and I can transfer my MR to Avios (I will wait for when there are bonus conversions to do this).

Is an Amex Gold a feasible “first credit card” in my circumstance? Thanks :)

Hi, is AmexUK accepted for IHS fee payment applying for visa renewal within UK?

Is there a way to use points to buy an airport lounge? I have the normal rewards card that doesn’t get you access to a lounge and was wondering if there are any work arounds to using the points to buy a pass?

As above, have Amex historically given upgrade offers? I’m considering whether to go back to platinum

Loads of the usual benefits get mentioned all the time, but there are probably a few useful ones that don’t get much attention. Interested in the little things people have found useful after actually using their Amex.

I usually scroll through them when I remember, but a lot of them just sit there unused. The ones that are for places I already shop at are the only ones I tend to pay attention to. Wondering how everyone else actually uses their offers.

Now that revolut has its banking license and no doubt will be creating a credit card to rival Amex platinum, they have now just announced they are rolling out their own lounges too. Do you think finally platinum will have some competition in the uk which will make them improve the benefits even more?

Hi all

As background, my girlfriend and I have been spending on the BAPP to reach the £15k spend. We are at around £14k until January but have stopped spending to make sure we do not trigger the voucher before we are prepared for it.

Our wish: we would love to use the Companion Voucher to book return business class flights to Japan in either October or November 2027 or 2028. We hear those are great times to travel to Japan. We have enough Avios for this.

Given this - is there a best strategy? I hear the voucher is valid for 2 years, so should we hit the £15k spend at around December 2026, so that we could book Oct/Nov 2027 or Oct/Nov 2028?

It is likely we would be able to get those Japan tickets? Or do we have to do something special?

Thanks so much!!

So I have just received the welcome bonus on the BAPP. And have 11 months to hit the rest of the goal for the companion voucher.

But, I have just been offered the Amex platinum with a welcome bonus even though I have a card that earns membership reward points.

Is it worth hitting the companion voucher? Or trying to maximise the platinum with the welcome bonus, which I wouldn’t normally be able to get due to having a card that earns membership reward points already.