99% of you don’t need a Platinum card
Priority pass is dog water and there are better ways to get one anyway. Most of the time my partner doesn’t even want to be in the lounge it’s so crowded
Travel insurance is actually quite cheap + see above.
How often do you really rent a car?
Amex offers are basically the same on any of the cards.
I’ve never been in a position to claim the dining abroad benefit. Despite traveling for 12 weeks a year for work.
Status only really benefits those who travel for work and want to accumulate more points on expensed travel. Melia 20% off is the exception.
Fine hotels and resorts is inconsistently applied and only good for weekends away. It helps you spend money not save it. There are normally cheaper ways of getting equivalent stays too.
Go spend the card fee on your loved ones.