u/Inevitable-Citron726

Hello, I luckily only have about $8k in student loans and graduated in December. To focus on building savings and retirement, for now, I'm just going to pay off $100/month until my income increases. I'm wondering if the low principal 6.4% loan should be hit first or the higher principal 4.5% loan. Thank you for any insight!

https://preview.redd.it/ya23hkf8njyg1.png?width=319&format=png&auto=webp&s=d4bb59745aca1944501be4b258d9ea098ff7b5bf

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u/Inevitable-Citron726 — 22 days ago

I'm 25 and have a Pell Grant-paid BA that isn't leading to jobs. I'd like to go back to school for a 2 year Rad Tech program, though I would now be ineligible for pell grants. Since we're young, my partner doesn't make enough to support both of us (nor do I expect her to). Are my options to work as much as possible while in school and live on some student loans, despite my program being only $7k?

I know this sounds like a stupid question, but I just want to know what others out there are doing. The program brochure says it is very time-consuming and they don't recommend working much while enrolled. I'm a first-generation student from a poor background and have a lot of financial and debt anxiety. Thank you!

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u/Inevitable-Citron726 — 24 days ago