u/Inevitable6796

I'm trying to understand if I have a realistic chance of getting an AED 80k personal loan from ADCB.

My salary is AED 5,500 and my salary account is with ADCB. I have a credit card with an outstanding balance of around AED 7.7k, but I've never missed a payment. My AECB credit score is around 770.

The loan would mainly be for home renovations in India and to repay some personal debt.

Has anyone with a similar salary been approved for a loan around this amount?

UPDATE: Received call from the bank. Can't proceed with the application as my company is not listed. So no further options as of now. Thanks for all the input guys!