I have question.
Is it really possible to loan 10000 with 4k AED salary? I've read that the 5k AED salary is no longer a requirement in applying a loan.
Could somebody help me?
TYIA
I’m looking for buyout loan / debt consolidation, ideally to combine my existing liabilities into 1 monthly payment, reduce my EMI and DBR, and provide some additional cash.
My details:
* Salary: AED 7,500
* Company: Non-listed
* Salary Bank: DIB
* Amount Required: AED 150,000
* Current DBR: High
* AECB Score: 683
* DIB Personal Loan EMI: AED 2,520 (15 months paid)
* DIB Credit Card EMI: AED 1,438 (AED 32k limit)
* Mashreq Credit Card EMI: AED 930 (AED 16k limit)
* Total Current EMI: AED 4,888
* Payment History: No missed payments
House rent and food expenses are covered through additional income, so these are not paid from my monthly salary.
I have already approached ENBD, but they advised that my company is not listed. I also understand that some banks require a minimum salary of AED 10,000.
If you know of a bank or consultant who can assist with this type of case, please DM me with the details. Thank you!
Hi everyone. Im down on my last ends here. I urgently need a loan of 5k to be able to pay for my rent that i got behind on. I cant get renew it if I dont pay that amount.
Im a female struggling so badly at the moment and I dont even have food. Im at the point where I want to start selling myself as I dont have anything left to sell.
Going to a bank or any other financial institute is not going to work. My credit score is very low
Im in desperate need. And I would like to know if there is anyone willing to help me , I'll obviously give security and do it on your terms.
I applied for a personal loan (buyout loan) from NBD and the branch agent told me it was rejected on his tablet and to try again in a month or two.
I didn't receive any email or sms for the rejection. It is still shown as in process in the app. I went again to the branch to get a reason why it was rejected they just said they cannot check and just ignored completely.
My profile is not the best and I didn't expect to go smoothly, but I expected to be get a reason so I can fix it and try again.
Is there a department I can reach out to know the reason for rejection?
Anyone has similar experience?
Ps. I have two contacts from ENBD and none of them are replying to my WhatsApp since it was rejected.
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Is there any halal loan without any fees and extra money when returning back? I mean here in UAE
I am seeking short term loan of AED50K for 2 months. Banks are not an option as I have my own company visa. I am working on my project hence I am needing this amount I fell short on. I am not offering any partnership or equity in the company/project hence it will be a simple transaction of lending and returning with a realistic %. Now I understand if any private oender steps in then the % will be higher than any financial institutions but I appreciate if the % is reasonable and realistic as I am here to work not to get trapped and risk my work or living. Notarized document along with cheque I can offer.
Hey all, hoping someone in Dubai/UAE has been through this.
I recently switched jobs. My old company's end-of-service benefits are sitting with Emirates NBD because I have a personal loan with them. To release the funds, ENBD is asking for a Salary Transfer Letter (STL) from my new employer.
Problem is, my new company has a blanket policy of not issuing Salary Transfer Letters to anyone — they only provide a Salary Certificate. ENBD isn't accepting the certificate as a substitute.
Has anyone dealt with this exact situation?
Any solution
Hi. I am looking for a personal loan of around 60k AED. My salary is 7k AED a month and I have an account with Mashreq bank (salary account).
Is it possible to get a loan with them or any other bank? Appreciate any help or suggestions
I started a new business running a development agency a few months back, I had the capital and was steadily getting work and in profit. Due to a family emergency all the savings I had plus company bank account got drained, so I’m looking for a 10,000 aed loan to get it up and running again.
Banks I have tried say the company is too young to get a loan/credit card what are my options.
Hi! looking for advice on Islamic personal finance in the UAE. In need of 20-25,000 AED
Salary: 6k plus
AECB score: 600+
No credit card
Salary credited via WPS
Employer is not listed with most banks
Has anyone with a similar profile successfully gotten Islamic personal finance? Which bank/finance company would you recommend?
Thanks!
Looking for a personal loan agent.
Non listed company.
Happy to offer comission who can assist.
Hi anyone or any agent here can advise me i need loan of 25k or 20k my salary is 8000aed i have been working on the same company since 2024 and i just renew my id for more 2 years i have credit card from aafaq also i tried mawarid finance my file was good but i get refused today mawarid agent told me that i get rejected cause my company serve alcohol
I want perks, benefits, savings account interest, and everything else the account provides.
I have around 5 credit cards with around 35k outstanding including multiple EPP. I have another auto loan of around 15k. Total installments would be around 5k which is close to 50% of my salary. But it will come down starting from next month when 1 by 1 the EPP will get finished. I am forecasting 5 to 6 months unable to complete credit card bill. Expecting around 4 to 5 k unpaid. Now I am confused whether I should take personal loan to consolidate this or run with it as the interest would be less if I am able to settle soon. But running with it will be stressful as I am trying to payout max amount struggling with everything else. But personal loan to cover the entire amount is huge interest and multiple years commitment. Last month I was short by 5k. This month I am expecting the same as there is my Family Visa renewal.
I have my own mainland company with regular income. How can I get a credit card? I tried with some banks but its been difficult and they don't give any credit.
I have an auto loan of 64k with ENBD and 13k in credit cards also with ENBD and I’m looking for a single loan to have both under while also getting some extra amount.
My salary is 10k and it’s gets credited monthly to my Mashreq Bank account and I’m from Iran.
Hello All,
Is there anywhere I could borrow this small amount? I can provide a cheaque as collateral. And I could do a repayment of 3,600 AED by 27th to 29th of this month.
Please advise. No jokes please.
I have a loan with EIB that I can't pay off straight away. Can I continue paying from Riyadh?
What are my options? The loan agent is not being of much help.
Also since, I will be earning more, can I pay more towards the principal each month?