u/thantgyi

I applied for a personal loan (buyout loan) from NBD and the branch agent told me it was rejected on his tablet and to try again in a month or two.

I didn't receive any email or sms for the rejection. It is still shown as in process in the app. I went again to the branch to get a reason why it was rejected they just said they cannot check and just ignored completely.

My profile is not the best and I didn't expect to go smoothly, but I expected to be get a reason so I can fix it and try again.

Is there a department I can reach out to know the reason for rejection?

Anyone has similar experience?

Ps. I have two contacts from ENBD and none of them are replying to my WhatsApp since it was rejected.

I am unable to get a buyout loan for my existing 100% utilized credit card because my company is not listed. I am looking for a second card to do the balance transfer. I am told Aafaq and Deem have the higher chance of approval then mainstream banks. I'd love suggestions and insight for the requirements.

I have a maxed out credit card with ENBD and am looking for a buyout + topup loan. My company is not listed with any bank and I am willing transfer salary out of NBD. Which banks are easier to get loan with less than 600 AECB score?

I am 28 yo and I used to ride motorcycles (scooters is what westerners call it) up to 160 cc (semi and fully auto) half of my life. I haven't been on a motorcycle for 3-4 years and I have only tried motorcycles with clutch (up to 600cc) a few times and I don't remember the time it wasn't stalled under the traffic light.

Anyways, now I want to buy my first proper bike and one of my friends recommend me a CB650R with e clutch as it is basically a semi auto bike. However, I also found a MT-09 2023 model at the similar price range. I am tempted by the higher cc number but I also think it might not be a great idea as my first bike.

What should I expect and what would be better for me if I am looking for daily commuting and occasional highway riding?