r/UAEcreditcards

Thinking of getting an ENBD Infinite Skywards since I fly Emirates a lot. But open to other suggestions.

Hey , I’m a self employed and has no salary I’ve got my Golden Visa recently , can I get a credit card by fixed deposit collateral if yes which card and bank should I go for? Thank You

Hi guys, I’ll be paying my rent monthly through Keyper by credit card. Does anyone here actually use a credit card with Keyper and receive cashback? Which UAE credit card gives the highest cashback specifically for Keyper rent payments? Looking for actual experience/confirmed cashback rates. Thank you

Hi everyone, I need some advice regarding my Emirates NBD credit card.
I have an outstanding balance of around AED 20,000, and my payment has been delayed for about 60 days. I recently received an email stating that my card has been permanently blocked and that the outstanding amount has been transferred to a third party for recovery.
I have already emailed the bank to ask about resolving the situation, but I haven't received any response.
Has anyone been through a similar situation with ENBD? What is the best way to handle this at this stage? Can I still request an installment/payment plan or negotiate a settlement with the bank or the third-party collection agency?
I want to resolve the debt and avoid the situation getting worse. Any advice or personal experience would be greatly appreciated.

Any agent for Liv bank

Can anyone suggest the best free for life cashback credit card. I have FAB cash back but most of the regular restaurants are not there in their list. So 5% is out of quetsion. Neither their 5% cashback on fashion. I heard HSBC LIV +credit is really good. Can anyone suggest a good one.

Last 5 years I have salary account with Liv bank and 3 years ago I applied for the liv credit card and they rejected saying you are not eligible, I told them to close my account and they changed their stance and offer me a credit card and she gave 2 options,

1 - LIV CB plus with 700 aed annual fees 4% cashback

2 - LIV CB with free for life with 2% cashback

I feared for the 700 aed annual fees and took free for life card

But now every single day I am thinking about the mistake I did

Now minimum 20k salary needed for liv cb plus and I am not eligible for that card and needed 40k FD

Any RAK Bank CC internal staff here ? My card application is rejected can anybody help me out ?

Hi everyone,

I need advice from anyone who has dealt with UAE credit-card debt/collections.

I have 4 cards with total debt of around AED 53,000+:

• ENBD: ~AED 26,000
• Aafaq: ~AED 17,500
• FAB: ~AED 7,500
• ADCB: ~AED 5,000

My salary is AED 4,500/month, and after rent and basic family expenses, I have very little left.

Banks/collection agencies are contacting me and mentioning legal action. I am not refusing to pay and have been requesting hardship settlements, but the amounts offered are unaffordable.

For anyone with similar UAE experience:

• What happens if a civil case is filed?
• Is it better to keep negotiating?
• Can significant hardship discounts be obtained?
• Are there legitimate debt-help organizations?

Any practical advice would be greatly appreciated.

Has anyone actually used the e& money card abroad recently and checked the settled AED amount?

I'd also be interested to know whether the stated 1% is simply added to the underlying card-network conversion rate or whether the final rate is constructed differently.

Has anyone booked only for thier friend/family (the cardholder is not on ticket)? [If yes , when did you do last]

Like one of the terms is the credit card holder should be a traveler on the voucher, but idk if thats checked/enforced.

EIB/FAB/ENBD/ADIB all have such vouchers

I have a Noon ENBD Credit Card with a balance given to me of AED 25000. I have maxed out almost up to AED 24000 till date. My expenses from the card (Groceries, DEWA & Internet) are around AED 4000. I pay AED 4500 as CC bill every month but end up using this again for the monthly expenses as I wont have any money left after paying rentals of AED 3700 & EMI for ENBD loan of AED 1008.

On the 25th every month (when CC bill is generated), I am also charged AED 900 - 950 which gets deducted from the CC balance as interest for the outstanding amount.

I know I need to pay the same amount every month and stop using the CC so that the balance gradually reduces in 5 - 6 months but unable to because of rent and loan EMI.

I am working for a firm now (last 6 months) which has not given me a Work Permit as yet (have own visa). Hence unable to show bank the salary credits to upgrade my current ENBD loan (15K more pending). I am pushing them to process my labour card at the earliest as this would help me to atleast request for a top up and pay off the CC and only pay the EMI of the loan (which will have much lesser interest).

Can you please advice me how I can regulate this and ensure that I bring down the total outstanding in 5 - 6 months? Is there a way that I am not seeing at this time?

As title suggests which card has a good joining bonus.

Already have Voyager, Enbd Marriott

Don't want Skywards as the miles are practically pointless, any Etihad card or any other card which has a spend joining bonus?

I am looking for a credit card with salary of 4.5k+overtime. First time taking a credit card so I need help with best cards available with cashback, my purchases include fuel, groceries and dineout. Suggest me some cards with best cashback.