Mortgage or Personal Loan?

Hey all,

I want to buy a small studio. Preferably ready.
DP: AED200K-300K
Loan: ~ AED300K

Do I get a personal loan? Or it’s better to mortgage it?
I’d like to get as low interest rate as possible. And would like to close the loan within 24-36 months.

Any suggestions?

Cheers

reddit.com
u/Brief-Alarm5500 — 1 day ago

Salary Transfer offers

Hey everyone,

Looking into switching my bank account in 🇦🇪 UAE to take advantage of the current welcome bonuses and cashback offers.

TBH, I've heard from a few people that these deals are mostly aggressive marketing ploys, and the banks make it so complicated that you end up getting absolutely nothing.

How do these actually work in practice? Has anyone successfully received their full welcome Bonuses or cashback? Are there insane hidden catches or hoops to jump through that make it not worth the hassle?

Appreciate the feedback!

reddit.com
u/Brief-Alarm5500 — 7 days ago

Salary Transfer offers

Hey everyone,

Looking into switching my bank account to take advantage of the current welcome bonuses and cashback offers.

TBH, I've heard from a few people that these deals are mostly aggressive marketing ploys, and the banks make it so complicated that you end up getting absolutely nothing.

How do these actually work in practice? Has anyone successfully received their full welcome Bonuses or cashback? Are there insane hidden catches or hoops to jump through that make it not worth the hassle?

Appreciate the feedback!

reddit.com
u/Brief-Alarm5500 — 7 days ago

90K School fees in Ajman, Which card shall I use?

/!\ UPDATE /!\
I DO NOT WANT TO HAVE A NEW CARD.
I DO NOT WANT TO PAY MONTHLY INSTALLMENTS.
I DO HAVE THE MONEY/AMOUNT IN MY BANK ACCOUNT.
I WANT TO USE ONLY ONE OF MY CC I HOLD.

=============
Hi Everyone,

I have around AED AED 90K as tution fees to one of Ajman International Schools.

I hold ENBD U By Emaar, ADCB Touchpoint, and Blue FAB.

I'd like to pay the full amount by the end of May. Which card I should use to get points/cashback.

reddit.com
u/Brief-Alarm5500 — 2 months ago

New reader: Books for 14, 12 and 10 years old girls

Hi all,
I’m a father of 3 little girls, I’d like them to start reading and build this habit in them.

Anyone have 2nd hand books that are children friendly?
Thanks

reddit.com
u/Brief-Alarm5500 — 2 months ago

WTS: Nissan VTC SUPER SAFARI 2021 M/T

Make: Nissan
Model: VTC SUPER SAFARI
Year: 2021
Description/Features:
Full service history, Last check up at AWR on 27 Feb 2024 @ 55,000 km
2 original key fobs + extra key
Engine never modified.
3M Nano ceramic window tint.
Superior Engineering Upper & Lower control arms.
Superior Engineering drag link
Superior Engineering tie rod
King steering stabilizer
Upgraded King 2.5 suspension
2 in Dobinsons springs.
Extended brake lines
OEM Nissan Hub lockers
4.6 LSD diffs with extended Drive shaft
Trail-Gear seals
Double plate Mcleod RXT Clutch
Marks 4WD 5th overdrive gear
Precision short shifter
S&B air intake
mishimoto thermostat 61
Factor55 Hitch 2.0 with key lock
Icon hitch receiver
Front Recovery Points 5000 lbs – Safe Road AU
Front skid plate
Baja design squadron R Pro
Baja Designs S2 PRO (Driving/Combo)
5 x MR108 Method Beadlocks/Bead Grip -44 offset size 17X9 with 5 Fresh/New BFGoodrich Trail-Tarrain size 285/70R17
XL Apex Rapid Deflation Valve + TPMS adapters
ARB Double piston compressor.
Rear Mirror/Cam – from MilesAparts
Compass

VIN: JN8FY1NY4MX037111

Regional Spec: GCC / AWR Al Rostomani
Odometer: 70000 km
Price: AED 170000

u/Brief-Alarm5500 — 2 months ago
▲ 54 r/AjmanClassifieds+1 crossposts

WTS: Nissan VTC Super Safari Gold/Gray

2021 - Manual transmission
Milage 70,000 on the clock - May slightly increase (Weekend use)
Original paint / Zero accident.
Full service history, Last check up at AWR on 27 Feb 2024 @ 55K
2 original key fobs + extra key
Engine never modified.
3M Nano ceramic window tint.
Superior Engineering Upper & Lower control arms.
Superior Engineering drag link
Superior Engineering tie rod
King steering stabilizer
Upgraded King 2.5 suspension
2 in Dobinsons springs.
Extended brake lines
OEM Nissan Hub lockers
4.6 LSD diffs with extended Drive shaft
Trail-Gear seals
Double plate Mcleod RXT Clutch
Marks 4WD 5th overdrive gear
Precision short shifter
S&B air intake
mishimoto thermostat 61
Factor55 Hitch 2.0 with key lock
Icon hitch receiver
Front Recovery Points 5000 lbs – Safe Road AU
Front skid plate
Baja design squadron R Pro
Baja Designs S2 PRO (Driving/Combo)
5 x MR108 Method Beadlocks/Bead Grip -44 offset size 17X9 with 5 Fresh/New BFGoodrich Trail-Tarrain size 285/70R17
XL Apex Rapid Deflation Valve + TPMS adapters
ARB Double piston compressor.
Rear Mirror/Cam – from MilesAparts
Compass
VIN JN8FY1NY4MX037111

Asking for AED 170,000

+971501794179

u/Brief-Alarm5500 — 2 months ago
▲ 17 r/AjmanClassifieds+1 crossposts

For sale
Ford Fiesta 2015
160,000 Km on the clock
I’m the second owner
Vin WF0BK3D83FCG64896
Service has been done @ Al Tayer till 100,000
Very economical and reliable car with perfect A/C condition. Normal wear and tear.
AED 110 Fuel got you for up 500-550 km

Asking price: AED 12500 and negotiable for serious buyer.
WhatsApp +971501794179

u/Brief-Alarm5500 — 2 months ago