
Does the last paragraph of this article mean that paye plan is the best for people who are PSLF?
Taken from last paragraph of the article, "While the Income-Contingent Repayment plan, or ICR, and PAYE, or the Pay As You Earn plan, remain available to current borrowers for a period, neither program now results in debt forgiveness. The only reason you’d want to be in either plan, then, is if it brings you the lowest monthly payment, said Carolina Rodriguez, director of EDCAP.
If that’s the case, you can remain in ICR or PAYE until the plans expire on July 1, 2028. Afterward, if you switch into IBR or RAP, you’re entitled to credit toward forgiveness for your previous payments."
https://www.cnbc.com/2026/07/06/student-loan-servicers-save-plan-exit-notices.html