u/InfiniteDate6288

Hi all,

I’ve narrowed down a couple of portfolios I was looking to consider. I’d love some advice from some seasoned investors as to which route you think would be optimal here. I do like the fine geographical control I have by going for the 3 ETF option but the two ETF option offers simplicity. Any glaring pros and cons to either option that you can see? I’d be looking to invest to have roughly 65% US exposure and the rest distributed between non US and emerging markets. I don’t value AU exposure much so for now leaving that out of the portfolio.

Thanks in advance!