u/InspectorT3

I’m a U.S. citizen living abroad temporarily for several years. My bank allows me to list both a U.S. physical address and a separate mailing address. For the U.S. physical address, I’m using a home I own in the U.S. and intend to return to in 6 years even though it is currently rented out while I’m overseas. For my mailing address, I use a U.S.-based virtual mailbox.

I use my U.S. credit card and debit card regularly abroad, including ATM withdrawals. My question is: if the bank sees years of foreign card activity, do they typically come back and ask me to prove that my U.S. physical address is still valid? Or do they usually only care that I have a verifiable U.S. address tied to me?

Hi,

I’m a U.S. citizen living abroad temporarily for several years. I still have a U.S. physical address on file with my bank, which is a home I own, but I’m currently renting it out while I’m overseas.

I use my U.S. credit card and debit card regularly abroad, including ATM withdrawals. My question is: if the bank sees years of foreign card activity, do they typically come back and ask me to prove that my U.S. physical address is still valid? Or do they usually only care that I have a verifiable U.S. address tied to me?

I own a home in the U.S. and use that address for my U.S. bank accounts. I pay a mortgage on this house, i pay property taxes one it, etc. but I’m currently living abroad and expect to remain abroad for several years

since I'm using my U.S. home address for banking purposes should i still also file as a resident of that state still? Or can i file for non-residency and still use that US property address for my bank (until i move back.)