▲ 1 r/DaveRamsey
I’m mid 20s, making about $83k and currently have very low living expenses during a relatively uncertain/transitional phase of life, so I want to get aggressive while my overhead is minimal. I am working to cut my spending as much as possible, and save what I can but I still feel like I’m playing catch-up and I’m wondering how to prioritize saving for a house down payment versus saving in/ideally maxing out retirement accounts to make up for potential lost time. I've not been perfect with money (bought too expensive of a car, spending money getting lunch at work, etc), but I am working to get better habits and better mentality around money.
u/InterestingSpace25 — 26 days ago