u/Interesting_Bet_659

I need some advice

I work 2 jobs 16 hours I’m investing in my Roth for about 4 years and I’m trying to trade but trading is not easy I’ve done long term short term calls no puts. Only covered calls I don’t do any spreads. I’ve lost some money not a lot but don’t have enough to buy a cash secure put I do have like 800 shares of SoFi at a price of $22 but don’t want to do covered calls since it my trigger a sell at a lower price. So I’m stuck and would like some advice on how I can get like $100/week

reddit.com
u/Interesting_Bet_659 — 7 days ago

Hello I currently work two jobs 16 hours and I’m just trying to achieve goals. House prices for this areas are 600000-850000. Appreciation is about 4-6 percent. So I bought my house in 2024 for about 847,000 payments are 5,900/month really nice home. I bought my second one in this month 2026 as an investment property but I’m going to live in it for about a year then move back. The problem is that the second property doesn’t cash flow my idea was to build an ADU and charge 2,500. Rent out the main unit for 3,200 a total of 5,700 and my mortgage is 5,600. Currently I don’t have any money to build the ADU it would cost me 150,000 and negative -2,500/ month now I’m stuck.

reddit.com
u/Interesting_Bet_659 — 21 days ago

Hello I currently work two jobs 16 hours and I’m just trying to achieve goals. House prices for this areas are 600000-850000. Appreciation is about 4-6 percent. So I bought my house in 2024 for about 847,000 payments are 5,900/month really nice home. I bought my second one in this month 2026 as an investment property but I’m going to live in it for about a year then move back. The problem is that the second property doesn’t cash flow my idea was to build an ADU and charge 2,500. Rent out the main unit for 3,200 a total of 5,700 and my mortgage is 5,600. Currently I don’t have any money to build the ADU it would cost me 150,000 and negative -2,500/ month now I’m stuck.

reddit.com
u/Interesting_Bet_659 — 21 days ago