u/Intrepid_Hat_7692

▲ 15 r/RothIRA

What would you do in this situation? 23M

Hello! Got a quick question, so I maxed out my Roth IRA for this year ($7,500) and have a total of 14K in my Roth. I have a pretty good income and moved back home after graduating college so I’m able to save a substantial amount of money. I already have set aside an emergency fund and six months of living expenses. Given this, would it be wise to open up a traditional investment account to put any extra remaining money that I have? My Roth is through Schwab and I can easily add an extra account. I understand that this will be taxed as income when I retire. Just been wanting to try to make up for the fact that I didn’t max out my Roth for the past couple years. Thanks everyone!

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u/Intrepid_Hat_7692 — 7 days ago

Thinking of switching over to Chase as there is more locations near where I live. I have a checking, savings and credit card with Wells Fargo. I was curious if Wells Fargo offers retention offers. Just wanted to reach out and see if that’s something that’s offered. Thanks!

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u/Intrepid_Hat_7692 — 20 days ago