u/InvestigatorNovel410

Got quoted AED 14k for agency insurance on my
2022 M440i. Last year I paid AED 10k.

The only claim I had was an unknown accident where someone hit my front bumper while the car was parked, so I claimed and had the bumper replaced to keep the car in a good shape. Realized my fault now, should’ve kept it as the damage was minor. No at-fault accidents. Sad because it’s my first claim in 25+ years of driving.

I’m now being offered around AED 10k for non-agency repair. I wanted to know from others who didn’t have claims wether their premiums went up as well. Thanks.