u/IridiscentIris

hello, 25F. i currently have debt to multiple apps (gcash, lazpay, and grab) and some OLAs but i am wondering if i can still apply and be approved for a credit card.

for context, i am paying off my debts po and actually kaka fully paid ko lang sa spay later ko and im doing my best to pay it all. di ko lang sure sa OLAs kasi juanhand lang yata yung legal sa mga nautangan ko.

please give constructive criticisms and advice kung saang bank po ako pwedeng mag apply. BTW, i have 2 savings account sa bpi pero i find their process tedious so i havent applied to them yet.