u/Jaf_throwaway01

Let’s be the reason we open this silly app all day long! 34/F Midwest, married with children, full time employee and all that jazz but, I’m looking for a platonic connection.

I’ll be your shoulder to lean on if you be mine? I want to hear what you are for lunch and which coworkers drive you bonkers, and anything else that comes up, too.

If you can’t carry on a convo or know you’ll ghost after a few days, no need to reply. Would prefer you be 34+ and in a time zone close to CST.

If you’ve made it this far, let me know what your favorite all time meal is AND your favorite day of the week.

More like, convince me NOT to follow this plan.

34/F, husband is 39/m

Our current (major) debts are outlined below. We have two paid off vehicles and our goal is to get from underneath this debt so we can save for retirement. We both contribute to 401k with max employer match I know we could be maxing those out fully but our debt stresses us out more than retirement, plus we’ll be able to save exponentially more for retirement once this plan is completed. I’m also aware that we could contribute more now for more 401k growth but again, debt stressors. We make $190,000 combined and live a very minimal, basic lifestyle.

Student loan - $72,500 (5.5%)
Mortgage - $141,500 (2.75%)
Property - $55,675 (4.95%)

Is there any significant reason outside of tax benefits not to just pay this all off by December 2031?