Chime Card Balances Question
One of my FAVORITE features that Chime offers is the Credit Builder account with a separate balance. I can take $ from my paycheck in my checking account and put it into my Credit Builder for gas/groceries/takeout, and then funnel bills through my checking account without having to watch the balance while waiting for bills to process so that nothing has a chance of bouncing. They're completely separate and it's a great way to track my budget.
Everything about the new Chime Card sounds incredible, however, it combines both balance into one, and I'm trying to figure out how that is a benefit for anyone. I love the idea of the extra perks, and I love the idea of using 1 card for everything (run as credit for CB or debit for Checking) but I just can't commit to the single pool.
For people like me, what are some ideas to manage this? Can you put a credit builder limit or something? It's such an odd concept to wrap my head around. Thanks!