u/JetsWhipsChains1120

You know, when you get a mortgage, it says that you can't pay off this mortgage in X years else there'll be a penalty... I'm wondering if it's the same for cars. My family has only ever paid cash for cars, but this time just gotta take care of some other debt first.

Plan is to either:

• Put 20k down and then finance and try to pay the remainder of it within 1-2 years
• Take a line of credit at ~4%