Bonjour à tous,
J’ai aujourd'hui 22 ans et 25 000 € de côté. J’estime que d’ici 2 ans, date à laquelle j'obtiendrai mon diplôme d’ingénieur, je pourrai atteindre les 35 000 € d'épargne.
Bien que j’aie la fibre entrepreneuriale (j’ai déjà lancé deux entreprises), je pense que cet argent devrait d'abord servir à assurer ma sécurité financière en me lançant dans un premier investissement locatif.
J'ai donc deux questions pour vous :
1. Le budget : Avec un apport de 35 000 €, investiriez-vous plutôt dans un bien d'une valeur de 50k € à 90k €, ou viseriez-vous plutôt la fourchette des 140k € à 200k € ?
2. La localisation : Avez-vous des villes ou des secteurs qui vous semblent particulièrement intéressants ? Pour l’instant, j'envisage d'acheter dans le Val-d'Oise (95), du côté de Cergy (notamment pour la proximité avec le terminus du RER A et le pôle étudiant).
Merci d'avance pour vos conseils et vos retours d'expérience !
u/Jinta22
I'm a 22 year old engineering student. One day it hit me — I'm already 22. It feels like I was 18 last week. Time is the only resource that never refills, and I've been burning it on ranked games.
Not a few hours. Thousands. I lost count of the projects I left half-finished because I couldn't find the discipline to build them after yet another Valorant session.
The problem was never the games. The problem was I had no system that made productive work feel as rewarding as climbing rank. So I did what any stubborn engineering student would do — I coded my own solution.
It's called Player1. Think of it as a dark fantasy RPG, but instead of grinding matches, you gain XP and gold for completing real tasks. You validate your daily quests, level up, and every 5 levels a new chapter of a cinematic story unlocks. There's an entity named Terminus that pushes you to stop wasting your potential — think a God of War coach, not a wellness app.
No cute mascot. No "you're doing great!" affirmations. Just accountability.
The app is completely free. There's an optional support tier but almost nobody uses it, and I intentionally kept the vast majority of features accessible without paying because I didn't build this to profit from it. I built it because I needed it.
One thing I'll be honest about — I worked with real artists for the pixel art, but I had to use AI for some of the assets because I couldn't afford to commission everything. And I genuinely hate those AI parts. AI doesn't create art. Art is emotion. My actual dream is to one day sustain the project enough to hire proper artists. Stuff with a soul.
Anyway, it exists now. It's on the App Store. Android version is in the works too. If any of this resonates, give it a shot.
(Screenshots are in French because I'm French, but the app has full English support too.)