u/Jinwoo_Uzumaki

[removed]

I currently hold an HDFC savings account as a self-employed individual. For the past three years, I have been utilizing a pre-approved Business Moneyback credit card. While I have received several pre-approved upgrade offers for the Bizgrow card, I am interested in acquiring the Millennia credit card. I understand that the Millennia card can be obtained against a Fixed Deposit (FD), and I am seeking advice on whether this would be a viable option for me.Also Will this be converted to an unsecured card in the future?

So, does PhonePe hook you up with pre-approved credit cards? I just checked my credit score there and now SBI credit card offers are popping up in my notifications. My CIBIL score is 798. Problem is, I'm a construction contractor, so I don't really have income proof. Think I can still snag that SBI Select Black card? I already have one HDFC and Airtel Axis credit card,both were pre-approved.