u/Junior-Cantaloupe556

Hi,

my total NW is ~1.5M USD, living in Germany.

I want to retire in couple of years. (age 48)

I am thinking of putting 500K Euro in BDC + CC ETF

300 K in BDC (Main, ARCC, HTGC, TRIN, CSWC, BXSL, GLAD)

200K in CC (JEPQ, JGPI, JEEP, XYLU)

My goal is to generate ~3K monthly income but I dont want NAV erosion either.

Is it good portfolio to hold for next 30 years?

How safe BDCs and CC ETF (minimal NAV appreciation is fine but I dont want erosion)

Thanks!