u/Just_Disaster_8594

Looking for a basic Life insurance where my dependant (1 child) gets a payout when I pass.
Many of the policies I come across over covers up to a certain age, say 65 or 80. So if I pass after that, payout = 0. Hoping to seek some recommendations here, are there any policies in the market that fits my need? Or is term life policy worth buying afterall?