u/KDSWE

How do I max 401k without maxing it out too early for company match?

Hi! My job is paid hourly, but I'm currently making around the range of $160-$180k/year depending on how much OT I pick up. My company does a 3.5% 401k match and a 4% direct contribution (7.5% total). My brokerage unfortunately does not have an option to contribute flat dollar amount per paycheck. Does anyone have an effective strategy to maximize 401k contribution so that we can get the company match up until the last paycheck? Overtime affecting how much I make per year kind of makes this whole thing a mess, and I don't want to max it out too early in the year since I won't be getting the match from my company.

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u/KDSWE — 11 days ago