u/Kalamay_Soup

Hello! ADB ko sa BDO savings account ko, 50k more or less since last August. Payroll ko rin kasi. Fast forward 6 months, I got approved for a BDO credit card. Now I want to continue growing my CL.

Should I still park my savings with them, or am I better off with moving my money to, let's say, Maya/any HYSA?

(Punto ko lang, may pake pa ba BDO sa laman ng Savings ko hahaha or yung current CC ko nalang basis nya for my future CL increases?)

reddit.com

u/Kalamay_Soup — 1 month ago

▲ 5 r/PHCreditCards

Feb 12 - Applied for an Amex Explorer

Feb 19 - Approved (Amex Classic)

Sometime in between, an offer appeared via my BDO Online banner— Visa Gold. No docs needed. I didn’t take up the offer because I was already waiting for my Amex.

When my credit card arrived yesterday (Antagal lol!) my assigned CL was only 40k. I wondered if I availed the Visa Gold would I have had a higher limit?

Is it possible to ask for a credit limit increase? I kinda thought Gold Cards had a minimim 50k CL.

u/Kalamay_Soup — 1 month ago