u/KaleidoscopeFrosty34

Hey everyone, I find my current Discover card to be no longer fitting my needs, and it rarely gets any rewards on it (Yes, I do the activations of rewards, but I will not change my spending to win the reward game like that, so it kinda doesn't do much for me)

Current cards:

• Discover Student card
• Capital One Quicksilver Student

Monthly spending is roughly:

• ~$2k/month on Discover mostly dining, DoorDash, entertainment, subscriptions, Amazon/store purchases, etc.
• ~$1.7k/month on Quicksilver, including rent, groceries, and clothes here and there

Able to pay it all off each month
750 credit score

I want to move toward a setup that gives:

• much better cashback
• better travel rewards/miles
• good international/travel benefits because I want to continue traveling/studying abroad
• I’m okay with annual fees if the value is actually worth it

One thing I’m unsure about is whether I should:

• upgrade one of my current cards
• keep old cards open and just stop using them much
• or fully replace one

Currently looking at stuff like Capital One Savor/SavorOne, Venture/Venture X, Chase Sapphire, Bilt, etc., but I’m honestly getting overwhelmed by all the ecosystems and optimization talk online.

Would appreciate any recommendations based on my actual spending profile.