u/KeiKeiKing

Thanks to all the people posting in this channel, they are super helpful! I think this strategy makes sense to me and I will commit my most stock portfolio into it.

Here is my plan, any suggestions/comments are welcome!

- Rebalance on Monday, and repeat every 13 weeks. At exactly the same time of the day as I can.

- Any new money included in this portfolio, increase 50% of the amount to sig line at next rebalance.

- I plan to not do the 30% draw down or 100% spike thing. No 90% rule as well, so I will buy if it takes me to use all cash. I may include new money into 9SIG portfolio and do 50/50 for those part when Jason’s official plan is in skip status, though.

- Dividend reinvest for ex-right (no big issue I guess)

Position if TQQQ don’t move until my next rebalance day:
- Tax advance accounts: TQQQ 450k, SGOV 150k
- brokerage accounts: SGOV 150k

Priority:
- buy first from tax advance accounts, sell first from brokerage account. Pay capital gain tax from brokerage account if any.

New contributions annually:
- 100k tax advanced contributions
- 0-30k for brokerage accounts, likely 0 in recent years

Backups: say 1.5mm from HELOC and upcoming cash out refi from paid off rentals. Will off set these and not include into 9SIG plan unless SGOV drained or we in >30% QQQ correction/crash.

Overall I think I’m not yet in ALL-IN or YOLO zone now at this ATH.

I think if I fully follow the plan my most challenge will be to survive the 1st major crash, mentally/financially. If it recovers then hopefully I can still stick TQQQ to the 9% line, while SGOV position should be bigger from the gains. After that the next crash will be easier to survive (I think) with a larger cash position.

I think it better change and finalize the plan now than later, please feel free to comment and give suggestions!

Rebalanced

Started recently