u/LRS_RC

My wife and I have no debt other than our mortgage. We have our emergency fund and max out our retirement accounts. We have around $200,000~ in retirement funds and are in our late 20s. We save adequately for our child’s anticipated education expenses.

We are three years into a 30-year (purchased pre-financial discipline) mortgage at 7.375%. We owe right around $100,000. I believe we could pay off the balance in two years with our current budget and saving habits. This is not a “forever” home, but we could definitely live here for another 5~ years.

Would you pay off the house or invest more in the market?

I submitted my final payment yesterday. I rode out the SAVE forbearance throughout the litigation, but I got tired of being yanked around. I spent the last eighteen months putting every extra dollar towards my loans, and now I’m done.

Despite paying my full debt, I’m still in support of debt relief for borrowers and lower education costs for future students.

Good luck to everyone in their debt journeys.