u/LateNeverr1

Guys i am so tired of the "best no kyc swap for xmr" question every single day

its always the same and the answer hasnt changed. theres no private swap there isnt one. godex changenow stealthex trocador majesticbank, doesnt matter, pick whichever has your pair today and stop overthinking it. they all pull liquidity off binance bitfinex, they all have an aml policy you didnt read, they all have a freeze button they hope they never press on you.

i swapped into xmr like 4 times this year. used godex twice just bc the fixed rate didnt move and i couldnt be bothered comparing more. clean ltc in, fresh address, small. thats it. that was the whole strategy.
the "which service" part is the least important decision you will make and you people spend 40 comments on it

the deposit coin is what burns you. not the logo on the website. xmr does the privacy. the swap is a turnstile.

stop asking. search the sub. its answered 900 times

My brother (35M) basically did everything by the book. Good degree, got into software early, no kids, no mortgage stress. He does really well for himself. I'm (32F) not struggling, but me and my husband (34M) are a regular two income household. We're fine. We're just not "buy it without looking at the price" fine.

The thing is our son, he's 6. My brother adores him. Like genuinely adores him. He doesn't have his own kids and probably never will, so he's poured all of that into being the fun uncle. At first it was sweet. Then it stopped being a birthday and holidays thing and turned into a random weeknight thing.

And it kept escalating. Started with nicer clothes and toys. Then a tablet, "so we can facetime him." Then he started floating the idea of paying for some private summer camp. Last month he showed up with one of those big electric ride-on cars for kids that he bought with money he made through dustbit, leather seats, the whole thing, cost more than what we spend on our son in like four months. Didn't ask. Just "saw it, thought of him."

I asked him to take it back. That's when it blew up.

Here's the part I keep chewing on. My husband has never once told me to put a stop to it. But I can see it on him. He works hard, and the fact that he just cannot compete with what my brother drops on our kid without thinking, it gets to him. He'd never say it out loud. He just goes quiet for the rest of the day.

So I told my brother that anything big goes through me first from now on, and honestly that I'd rather he just didn't. I don't want my son growing up thinking that's normal, or expecting it, or one day looking at his own dad like he's the lesser option because uncle's stuff is shinier.

My brother thinks I've lost it. His whole thing is he has the money, he loves the kid, and I'm making my insecurity his problem. My mom landed somewhere in the middle but she did tell me I'm being proud and I should just let people be generous.

I know from the outside this probably looks like I'm taking something good away from my kid because of grown up feelings he doesn't even know about. It doesn't feel that clean from where I'm sitting though.

AITA?

Dunno if this gets posted often here, throwing in my take anyway. FX trader, 8+ years, full-time.

If anyone thinks full-time trading is easy or that you just check the chart once a day, leave a position running, then chill in a hammock playing clash of clans or chipsy all day, you're seriously mistaken.

A real trader wakes up, goes through the charts, makes decisions and then spends the rest of the day managing and monitoring positions.

And that's before even getting into the mental side. You can go a full month without being profitable. You can hit a nasty losing streak. Are you actually prepared for that?

Day trading isn't for everyone.

Reviewing your mistakes and even your winning trades matters too. So yeah, take the rose-colored glasses off early.

Not selling anything, no signals, no courses. just figured someone newer might need to read this.

Literally everyone I know who's tried paid copy trading or signal services has lost money.

Me included.

Around €800 over three years between Telegram signals, eToro popular investors and a 3commas subscription that ate any edge that might have been there.

The Telegram channels are obviously the worst. One guy I was paying €40/month was just posting calls in two directions, screenshotting the wins, scrubbing the losses from the channel history. Took me a few months to catch on. Classic.

eToro popular investors. Looked more legit until I realized the top-ranked guy I was copying was running 50x leverage on micro-positions specifically to inflate his percentage returns - the strategy works fine in trending markets and explodes in chop.

When his streak ended I ate it harder than my position size suggested I would.

3commas was just death by subscription.

The calls themselves weren't bad. They just weren't profitable enough to cover the monthly fee plus the marginal trading fees the bot's high turnover created. Net negative even when individual calls were technically winners.

I've been small-testing Bybits native copy trading for around 5 months. It's not amazing one of the two traders I'm allocated to is positive, the other is not profitable lol. But at least I'm not paying a subscription on top, and the trader's actual P&L is visible so I can verify they're not faking numbers.

I’ve read that some people even try trading against the trader’s direction instead., this is real profitable?

Honestly that's the bar I've lowered to. "Not faking numbers" should not be a feature.

bigger picture i don't think there's a copy trading product that consistently makes retail money during sideways or low-vol regimes. I'm running it more as ongoing entertainment than as alpha generation at this point.

if you're paying for signals or subscriptions, stop.

you're funding someone else's lifestyle.

started getting more serious with futures this year. like properly serious, not yolo-style.

and i'm pretty much only interested in mid-cap stuff. not the top 10, not the absolute degen micro-cap rugbait either. just the layer in between where there's actual narrative and price action without it being already saturated.

so the more pairs an exchange offers in that segment the better for me.

been mostly on bybit because a friend told me the listings come fast and the spreads on mid-caps are decent.

fine for now i guess.

but the more i dig into this the more i realize i have no idea if i'm on the right platform. like maybe i'm leaving alpha on the table by not even checking what's available elsewhere.

binance has the deepest liquidity from what i read. apparently half the alts i'd actually want to trade get geo-blocked depending where you live, plus compliance stuff that scares me a bit. great for top pairs. less great for the kind of stuff i'm trying to size into.

then on the dex side.

everyone keeps mentioning hyperliquid like it's the new hot thing. on-chain perps, no kyc, transparent funding. sounds great. but i've never used a dex orderbook before and i'm worried about doing something dumb with my wallet and losing everything to a stupid mistake.

dydx and gmx i hear about too. honestly i can't keep track of which one's still relevant and which is fading. some of them list a decent range of mid-cap pairs from what i can tell, others stick to top names only.

so my problem is.

i don't know how to even compare them properly when my main filter is "give me as many tradeable mid-cap pairs as possible without sacrificing on safety or liquidity completely".

fees? execution? jurisdiction? wallet risk?

all of these matter differently and i'm scared of locking into one and finding out later i picked wrong.

anyone here mainly trading mid-caps figured out a framework?

what do you actually use and why? appreciate any input, feeling pretty lost rn

In my humble crypto degen opinion, crypto cards are still kinda underrated and I haven’t really seen anyone on reddit using more than one and actually sharing results. BUT here I am didn’t slack, been prepping for this post for 2 years… crazy to think 2 years

Been using a crypto card as my main spending card since 2023 and I've gone through 4 of them at this point Crypto.com, Coinbase, Wirex, Bybit. Each one promised some gamechanging cashback or tier system that was gonna make spending crypto better than fiat. None of them did, exactly. but some are actually decent and one wasted months of my time.

Ranking based on what actually happened, not what's on the marketing pages.

4. Wirex Card

Started here cause they had EU coverage and pitched 8% cashback. Yeah I know, 8% is the kind of number that should've made me suspicious immediately, but I was new to crypto cards and bought it. The 8% lasted about 3 months then got "restructured" and the realistic rate was more like 1-2% unless you staked thousands in their token. Support was actively bad had a stuck transaction take 9 days to resolve, with multiple "we're escalating" emails that went nowhere. The card itself worked when I swiped it. Everything around it was a mess. lost money on the WXT tokens I had to hold to get any decent rate ditched it within the year.

3. Coinbase Card

It's fine. It's a Coinbase wallet with a Visa attached, that's basically what you're getting. Cashback in BTC or stableы, no token gimmicks, transactions appear in the Coinbase app right away. Cashback rate is meh, 1-2% on most things.

if you're already a heavy Coinbase user and you're in the US, it's the obvious choice and you don't have to think about it. If you're not, there's better options.

2. Crypto.com Card

used this one through most of 2024 and I genuinely liked the product. The card is welldesigned, the app is clean, support actually responds. But the tier system is where it gets you to unlock the 5% cashback tier you need to stake $4k+ in CRO. I did what did you think? lol CRO dropped about 30% during my staking period. So technically I "earned" cashback but I lost more on the principal than I made on rewards. Not the card's fault per se but if you're considering it just understand you're making a leveraged bet on their token to get the headline cashback rate. The lower tiers (no stake required) only give you like 1% which isn't compelling vs alternatives.

1. Bybit Card

Switched late 2024 and it's been my daily card since. Cashback's in stables(spoiler >!turns out Euros was the most efficient option!<) or BTC depending on how you set it up and there's no required staking, no tier games where you have to lock up an exchange token to unlock the headline rate. standard rate's around 2% on most categories with category specific promos that actually pay out (the Vinted thing was real, I bought a bunch of stuff for my partner that quarter and the cashback hit).

KYC took about a week which was the only annoyance, but once that's done the card just works. Settles instantly, freeze/unfreeze is a tap, transaction notifications are instant. The reason it's (subjectively, for me) #1 isn't because it has the wildest cashback number on paper Crypto.com's higher tier wins on that its cause there's no asterisks. No exchange token to stake no annual fee no monthly threshold. You spend, cashback shows up, thats it.

The honest tradeoff: availability is region-dependent. US, you can't even get one Coinbase Card is your default. EU and most of Asia/LATAM you're good. Just check what's actually issued where you are before signing up cause this stuff changes.

Tldr//
if you want a crypto card that doesn't make you do gymnastics to get the rate they advertise, get the Bybit. If you're in the US, get Coinbase. Skip Wirex unless somethings changed dramatically since I used it.

ok this is going to be embarrassing.

for literally two years i was converting ETH to USDt every time i wanted to open a perp, then converting back to ETH after i closed. didn't even think about it just assumed that's how it worked because that's how i did it the first time and nobody told me otherwise.

turns out mex added multi-asset margin at some point and you can post ETH and BTC directly as collateral. small haircut on non-stablecoin stuff which makes sense, but nothing crazy.

your margin just sits in whatever you already hold.

i pulled my 2024 history out of boredom one evening and the conversion fees alone came out to $340 i just. didn't need to spend. plus the price exposure during the swap windows that i wasn't even tracking at the time, which probably cost me more on top of that but i can't be bothered to calculate it. not really a tip post, didn't write this as a bitmex review or anything, more of a heads-up to myself from a year ago. if you've been on the same setup for a while it's worth checking if your exchange quietly added multi-asset collateral at some point. apparently this can happen without you noticing.