u/LeaseEnd_Official

One of our very own c-founders u/zcook11 answers this frequent question we receive: "Should you put money down on your lease buyout?" Here is what the data shows based on more than 34,000 lease buyouts funded through Lease End from January 2025 through July 2026:

Down Payment	Share of Buyouts	Avg. Rate	Avg. Amount Financed	Avg. Monthly Payment	Avg. Total Interest	Avg. Term
$0	79.1%	9.08%	$31,753	$573	$9,927	72.9 mo.
Under $1,000	1.9%	12.25%	$31,859	$620	$13,719	73.7 mo.
$1,000–$2,499	6.2%	11.19%	$29,762	$567	$11,765	73.4 mo.
$2,500–$4,999	4.8%	9.56%	$30,418	$570	$10,304	71.7 mo.
$5,000–$9,999	5.0%	8.13%	$29,291	$539	$8,195	69.6 mo.
$10,000+	3.0%	7.01%	$28,335	$529	$6,468	65.9 mo.

As you can see, putting money down has not made much of a difference in terms of average monthly payment, but there are situations where a down payment will work more in your favor! Check out the post to learn more.

Freaking love this video our creative team put together. We won three heats in the race. The car called 911. The dealer was not pleased. Lmk what questions you have about what it was like as a passenger in the vehicle (lol) or any other Qs about this crazy thing we did at Lease End