u/LeaseEnd_Official

"When the average price of a new vehicle breaks the $50,000 mark, it sets off a chain reaction across auto finance. According to data cited by Cox Automotive, buyers are paying more and borrowing longer—both of which raise risk.

Higher sticker prices mean larger loans and deeper depreciation. The more you finance, especially over longer terms, the more likely you are to owe more than the car is worth. That scenario doesn’t just hurt resale; it also changes the calculus for your end-of-lease options.

A lease buyout loan lets you skip the expensive new-car rat race altogether. With the market this stressed, owning your leased vehicle (on favorable terms) is an increasingly attractive alternative."

Some highlights from the article (which sources our 2026 Lease Buyout Report data):

• The average age of a lease buyout customer has steadily dropped, now sitting at 47 years old. That might not sound dramatic at first, but just a few years ago, that number was closer to 50.
• About 65% of all buyouts fall into the SUV and crossover category, while trucks make up another 13%. Sedans trail behind at just 18%.
• On average, drivers who bought out their leases in 2025 paid about $563 per month. Compare that to roughly $659 for a new lease, and you’re looking at about $100 per month in savings.