u/Leather_Body_5792

My daughter is 20 months old and will be starting preschool in August. At her current daycare we walk her in every day. At her new preschool everyone drops their kids off and the teachers come grab them from our cars. I’m really nervous about this transition. Not only will it be a new school for her but a completely different way of leaving us for the day. Any tips or tricks on how to make that transition easier for her?

My husband and I put an offer on a home that was accepted. Our offer was list price with a 7k credit in closing costs plus the seller pays the realtor fees. We’ve spoken with our loan agent before and after putting the offer in and we decided on a FHA loan. Yesterday after the roof inspection (which went well, roof is only a year old) our realtor agent called us asking if our loan agent spoke with us about a a conventional loan. Our realtor kept on prefacing that shes “not a loan agent” but that a conventional 5% loan would give us more equity and we would be bringing roughly the same amount to closing but we could pay more towards the principal. We told her we would think about it but it just strikes me as odd. Part of why we liked the FHA loan is because of the health and safety walkthrough which I do not think is required with a conventional loan. Does anyone here have any inkling as to why our realtor would suddenly suggest a new loan type after our offer had been accepted with the FHA loan type?