Real estate agent suddenly suggesting different loan type
My husband and I put an offer on a home that was accepted. Our offer was list price with a 7k credit in closing costs plus the seller pays the realtor fees. We’ve spoken with our loan agent before and after putting the offer in and we decided on a FHA loan. Yesterday after the roof inspection (which went well, roof is only a year old) our realtor agent called us asking if our loan agent spoke with us about a a conventional loan. Our realtor kept on prefacing that shes “not a loan agent” but that a conventional 5% loan would give us more equity and we would be bringing roughly the same amount to closing but we could pay more towards the principal. We told her we would think about it but it just strikes me as odd. Part of why we liked the FHA loan is because of the health and safety walkthrough which I do not think is required with a conventional loan. Does anyone here have any inkling as to why our realtor would suddenly suggest a new loan type after our offer had been accepted with the FHA loan type?