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im in Canada and I’ve been getting Interac e-Transfer texts from the same name (“Ludovic Jalbert”) for literally a few years now.
It always comes through my regular messaging app, the same place where I normally receive legit e-Transfer notifications. The message includes a link, and when I click it, it brings me to the Interac deposit page (et.interac.ca), which looks like the official website.
From there everything seems normal, it shows the amount and expiry date, lets me choose my bank, and sometimes even redirects me to my banking app to accept the transfer.
The confusing part is that I don’t know this person at all, it’s always the same name, and it’s been happening repeatedly for years. I’ve never accepted any of them because I was worried it might be some kind of scam. My auto-deposit is only set up for my email, not my phone number.
So I’m not sure what to think at this point. Is this just someone constantly sending money to the wrong phone number, or is this some kind of really convincing phishing setup?
Also, is there any risk in accepting one of these through my bank app directly instead of using the text link?
Appreciate any insight 🙏