Joint Account
I opened a joint checking account at PNC with my mom when I was 17. I’m 25 now, fully independent, and want to remove her from the account (we don’t exactly have the healthiest relationship when it comes to finances… Hispanic household — iykyk 😅).
I was told the easiest/best way to do it would be to close the account and open a new one under just my name. My question is: would closing that checking account negatively impact my credit score since I’d technically be “closing an account”?
Sorry if this is a dumb question, I just genuinely don’t know how this stuff works lol.