Driver hit me, conjured a false witness. Should I take it to the arbiter?
Hello! I drive a 2016 Subaru forester, light green. A jeep took a right turn on a side street and I continued to travel on the main road. Just as my car was passing the side road she did an illegal u turn and tried to re-enter the main road and ended up hitting my passenger back side wheel area damaging three panels. Her car has no damage cause it’s a jeep with the hard black part above the wheel. Being young and stupid, I agree to figuring out how to pay for it between us, but once I got the estimate on the Damage I told her I needed to involved insurance. Due to “figuring it out ourselves” the cop left without ticketing anyone etc. she then had her friend who showed up 5 min after the accident say she was a manager of a store near by and be a witness saying I crossed the yellow line to swerve around her. No video evidence of the crash but video evidence of her friend showing up 5 min AFTER the crash. The damage on my car is very obvious that someone hit me while I was driving away. Should I take this to the arbiter, her insurance found me at fault and my insurance found her at fault. Thank you for any advice and ask any questions!