Ready to Test?

I’ve been averaging 70 to 77% on Kaplan and 74% ish on STC.

Am I ready to test next Saturday (8/22) if I hone in on my weak points Sunday through Friday?

I pushed it back from last Saturday (8/8) to 8/22.

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u/Limp-Escape-2640 — 5 days ago

Credit Background Check - Offer Rescinded?

I currently had a background check ran for a new job (I’ll be working in Finance and I currently have been working in Finance for the past 5 years).

In 2023, I went through financial hardship and had MULTIPLE late payments on my credit card and my car loan. Since then I haven’t had any late payments since end of 2024 to now. I owe nothing except paying off my 12k remaining car loan and a credit card that I pay off fully each month.

I have no bankruptcies or anything sent to collections. The onboarding team has reached to me to explain the below.

“Would you be able to provide additional information on these specific accounts? Information such as, are these accounts you are still paying on, were dissolved/forgiven, reason payments weren’t able to be made, current repayment plans in motion, etc. anything would be helpful for us to provide to our legal team.”

I responded with the truth and stated that I have no outstanding current repayments in motion besides my active car loan that I pay before the due date each month (can provide documentation) and pay my credit card in full each month (can provide documentation).

Do you think they will rescind the job offer?

I was 23, young, STUPID and I know deserve to hear it too. I wish I could go back in time and tell myself to do better but there’s nothing I can do except continuing to pay everything on time. I’ve even raised my credit score to the 700s.

reddit.com
u/Limp-Escape-2640 — 3 months ago
▲ 0 r/AskHR

[MD] Credit Background Check - Offer Rescind?

I currently had a background check ran for a new job (I’ll be working in Finance and I currently have been working in Finance for the past 5 years).

In 2023, I went through financial hardship and had MULTIPLE late payments on my credit card and my car loan. Since then I haven’t had any late payments since end of 2024 to now. I owe nothing except paying off my 12k remaining car loan and a credit card that I pay off fully each month.

I have no bankruptcies or anything sent to collections. The onboarding team has reached to me to explain the below.

“Would you be able to provide additional information on these specific accounts? Information such as, are these accounts you are still paying on, were dissolved/forgiven, reason payments weren’t able to be made, current repayment plans in motion, etc. anything would be helpful for us to provide to our legal team.”

I responded with the truth and stated that I have no outstanding current repayments in motion besides my active car loan that I pay before the due date each month (can provide documentation) and pay my credit card in full each month (can provide documentation).

Do you think they will rescind the job offer?

I was 23, young, STUPID and I know deserve to hear it too. I wish I could go back in time and tell myself to do better but there’s nothing I can do except continuing to pay everything on time. I’ve even raised my credit score to the 700s.

reddit.com
u/Limp-Escape-2640 — 3 months ago