r/FinancialCareers

I have a bachelor's degree in finance and I work a minimum wage retail security job. How can I get out of this?

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I graduated from college with a bachelor's degree in finance and I still haven't found a job after about 800+ applications. I have went to career fairs, networked with multiple people, changed my resume over and over again but I still can't find anything at all in my field. It's been a nightmare and I was able to only get some security job gig that I started last month but it feels like a dead end job. I feel ashamed that I wasted my time in college and I don't have much to be proud of. How can I break out of this situation and get somewhere?

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u/ReplacementFlashy622 — 6 hours ago

What do guys think of LinkedIn?

I have pretty active LinkedIn for my career (finance)

That being said I have never once got a job from a LinkedIn job posting, not even an internship when I was in college, I have also never had a recruiter reach out regarding a job opportunity

I have had people inbox me to try and sell a software or a service to my company, a few reached out for referrals - but those were always for roles in other teams

In all honesty I find it to be more of an “adult/professional Facebook”, that and the mini games/puzzles are fun lol

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u/DivideSignificant462 — 4 hours ago
▲ 2 r/FinancialCareers+1 crossposts

CFI Self Study Plan - One subscription for multiple certifications or separate payment for each?

Hi everyone,

Probably a dumb question, but I’m completely new to CFI certifications 😅

If I purchase the CFI self study plan for USD 350, does that give me access to multiple certification programs like FMVA, FP&A, CBCA, etc, so I can pursue all of them under the same subscription? Or is the USD 350 fee only for one certification, meaning I’d need to pay separately again for every additional certification?

If anyone has purchased it or has experience with this, I’d really appreciate some clarity. Thanks!

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u/Haunting_Company_674 — 2 hours ago

Engineering or Finance

Hey everyone I’m applying for university next year trying to decide between pursuing an engineering degree or heading down finance. Math is my absolute favorite area, and my strong suit. I've heard a lot about Engineering nowadays being more valuable than just a finance degree.

Crucial point is i'm from Eastern Europe, i don't have access to target schools, but i would go to the best finance university in my country. (finance & accounting course)

I 100% wanna do something finance related, but at the same time i feel like my math skills would not show at all. I just really need an opinion on if the engineering way actually worth it in less finance heavy/less competetion areas as mine? If i do end up going the finance way how could i focus more on my math?

I'd appreciate any advice

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u/misschocosan — 3 hours ago
▲ 8 r/FinancialCareers+3 crossposts

How to approach interview for Financial Analyst position at chain bank that I'm not qualified for?

Somehow I landed an interview with a regional bank chain for an entry level financial analyst. The position will double my current wages, broaden my career horizons, and generally change my life as I currently live it. I want to do anything possible to increase my chances of impressing the interviewers and securing a job offer. I'm going to list my relevant resume experience and the job description, any insight, opinions, tips, are appreciated. I'll even accept cyber-bullying as constructive criticism, I'm desperate.

The Job Description (re-written with chatgpt so the position is not searchable):

  • Collect and analyze financial and operational data to support reporting and analytical needs.
  • Prepare recurring financial reports and assist in the development of management presentation materials.
  • Analyze financial results, trends, and variances, and document key drivers behind performance changes.
  • Maintain and update analytical reports, data files, and supporting documentation to ensure accuracy and consistency.
  • Support the Asset Liability Committee (ALCO) by preparing financial analyses and summary materials.
  • Participate in Treasury team initiatives, including knowledge sharing and coordination of projects.
  • Communicate and coordinate effectively with Accounting, Internal Audit, and other departments.
  • Bachelor’s degree in Finance or Accounting preferred, or two years of related experience and/or training, or an equivalent combination of education and experience.
  • Experience with Excel preferred.
  • Experience with SQL or other analytics tools is a plus.
  • Strong verbal, written, and interpersonal communication skills.
  • Team-oriented mindset with a willingness to learn and collaborate.
  • Self-directed and motivated, with the ability to work independently.

My Resume

SUMMARY
Adaptable and customer-focused professional with experience in high-volume service environments. Skilled in handling financial transactions, account management, and resolving client concerns with accuracy and professionalism. Proven ability to build strong relationships, maintain detailed records, and support daily operations while ensuring compliance with policies and procedures. Recognized for delivering exceptional service, improving client satisfaction, and contributing to team success in fast-paced settings.

EDUCATION

University of University at University, University City, USA

BS in Psychology, Minor in Sociology

PROFESSIONAL EXPERIENCE

My Current Employer, My City, USOFA March 2025 - Present

Account Reconciliation Analyst (August 2025 - Present)

  • Review and reconcile accounts and transactions with a high degree of accuracy, identify and resolve discrepancies
  • Investigate and resolve variances by reviewing records and collaborating with internal teams
  • Maintain organized, accurate financial data using Excel and internal systems
  • Communicate with external parties and internal teams to resolve account issues professionally and efficiently
  • Monitor account activity and balances to ensure closure and proper documentation
  • Coordinate billing to appropriate parties, ensure accurate receiving, posting, and reconciling of check payments daily
  • Selected multiple times by peers as Employee of the Month for teamwork and service excellence

 

Medical Office Assistant (March 2025 - Present)

Upscale Local Pizza Joint, Manager, Team Member, Pizza City, Italy February 2019 - September 2020
Manager (November 2019 - September 2020)

  • Independently supervised daily operations, including opening/closing procedures, cash handling, and deposits
  • Processed and reconciled daily financial transactions with high level of accuracy using Excel
  • Assisted with interviewing, hiring, onboarding, and training of new team members
  • Managed inventory and maintained operational compliance with company standards
  • Recognized multiple times for performance, leadership, and customer satisfaction

Team Member (February 2019 - November 2019) 

I’m trying to build a career but I am at a dead-end job unfortunately. I work as an Accounts Receivable Clerk for a medical office, but because of how the practice operates, I function more as an Account Reconciliation Analyst that also handles receivable collections. The medical office I work for does not function or operate like many standard practices so many of the skills I’ve learned aren’t transferable in a general sense.

All of our medical bills are paid out of legal settlements. All of the collections and “accounts receivable” work that I do is through communication and negotiation with attorneys and law offices. We are a fairly high volume clinic. Because all of our patients are under attorney representation, I view collections by grouping accounts under the associated attorneys. (Attorney A represents 150 clients with unpaid balances totaling $XYZ & so on). I analyze trends within groups and between groups and use the info to determine where to focus collections for best returns. I enjoy this aspect of my job the most! I independently manage and monitor collections on around 2700 patient accounts with total balances rounding out to a little less than 8 figures.

Please help!!!

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u/haddsworth — 2 hours ago

Internal Audit or FP&A

Would you recommend pivoting back to Internal Audit / SOX compliance or staying in FP&A given the current market (AI, offshoring, lean teams, etc.)?
Interested in perspectives on long-term stability, work-life balance, and availability of jobs.
Me: SF Bay Area CPA with background in both FP&A and earlier-career Internal Audit/SOX work

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u/Front-Possession-644 — 3 hours ago
▲ 2 r/FinancialCareers+1 crossposts

UNC ( 30k/yr Net Tuition) vs UT (46k/yr Net Tuition). Help me decide please.

International from Southeast Asia, currently based in Europe with an energy trading background. My goal is to pivot into investment banking in Houston, with corporate finance as a backup path.

I’m currently deciding between UNC and UT.

UNC:

  • I really like the community. From the administration to the students, everyone has been welcoming.
  • Chapel Hill feels like a charming college town.
  • They seem to have a decent IB pipeline into New York and Charlotte.
  • However, I heard internationals did not place particularly well into IB last year.

UT:

  • More expensive, but probably my strongest shot at Energy IB.
  • Much larger class size.
  • I have not connected as much with the administration or students.
  • I was initially waitlisted.

From what I can tell, both schools place a similar percentage of students into IB overall, but UT appears significantly stronger for Houston and energy-focused recruiting.

  • UNC students would be competing with T15 for NY and Charlotte offices.
  • Is UT strong outside of Texas for banking and finance?

Would appreciate thoughts from people in IB, especially internationals. Also interested in hearing if there are factors I may be overlooking.

PS. I have only gre (~330).

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u/stein77700 — 8 hours ago

Should I get a finance degree?

My current position at work is in billing (I work in healthcare) they do have financial analyst positions at my job but in healthcare should I take this route? I haven’t been able to finish college and I just became a mom this year so I’m trying not to waste any more time. I already have a certificate in healthcare management that hasn’t gotten me anywhere but entry level work.

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u/irysworld — 4 hours ago

Office affairs

Are most older (40+) people at huge financial firms (investment banking, private equity) really constantly cheating on their spouses or are the rumors just blown out of proportion

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u/Specialist_End3522 — 17 hours ago

which university should I go in UK

I have offer letters from

University of Nortthingam

University of bath

University of Glasgow

University of Loughborough

have also applied but no response yet from

University of Edinburgh

which university Should that pick for finance as an international student?

I know the ones I have received often from none of them are target universities but still which one is better among all these

I have paid deposit in University of glasgow but of course if any other University is marginally better I would sacrifice that extra money ( Although I am on the edge right now )

why I choose glasglow

  1. The offer that was running out and I panick the little

  2. other courses refer that they would be covering 70% 80% of CFA level 1 I have partially done it probably till next January I will complete the course anyways by my own as I have some time before the September intake starts. so I think I would pretty much cover up to those courses.

happy to your guys opinion

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u/Strange-Elderberry80 — 9 hours ago

Regions bank corporate banking group loan fulfillment analyst

What are some things I could say to really stand out in this interview? I definitely have the experience they are looking for. I know they are probably going to ask behavioral “tell me about a time” questions which i preparing for. Coming from mostly commercial banking and this position being in corporate banking, I want to be able to speak the language while also explaining why my background is a good fit.

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u/sadvillain94 — 7 hours ago

Joining Blackrock soon

Hi everyone so I’ll be joining Blackrock soon, if there are any current or ex employers- how is the work culture there? I love travelling and do it as a side quest. Is that possible while working at Blackrock? How flexible are they when it comes to taking leaves and working hours?

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u/Middle-Flounder-661 — 13 hours ago

How’s it working at Evercore Partners ISI as a tech analyst

Any insights on working as an Equity analyst in Evercore Partners ISI appreciated
What does day to day work look like and how are the opportunities for career growth.
How easy is it to get into this role?

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u/coder_1024 — 14 hours ago
▲ 31 r/FinancialCareers+1 crossposts

How often do firms try and poach students for internships?

I already had my summer 27 offer on my linkedin for a megafund PE like 3 months ago but recently a recruiter from a Hedgefunds (Cit, BW, P72 etc) reached out for interviewing despite them knowing I already accepted one elsewhere.

How often does this happen? Are there any repercussions for me if I go through the process? Any repercussions for my school like blacklisting?

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u/Ok-Estimate-4703 — 18 hours ago
▲ 1 r/FinancialCareers+1 crossposts

Help me get a job please!!!!

Hey guys, I am a recently graduated finance major grad student looking for a job. I have been trying to recruit since a very long time now and nothing’s helping me out. I am an international student so any of your got any leads or anyone looking for a teammate in there team please help me out. Any kind of help would be appreciated.

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u/zeefrost — 18 hours ago

How bad is a 3.48 freshman GPA from an Ivy for IB recruiting?

I have good grades in all other classes but just found out that I bombed a final exam. I can improve my GPA significantly in the sophomore fall semester but if the IB deadlines are during the sophomore fall semester it seems like I'll be stuck applying with this shitty GPA.

EDIT: I messed up the calculation of my own GPA, I'll have a low-end 3.6 which seems somewhat better.

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u/Broad_Food_3422 — 22 hours ago

WGU

Does an online degree at WGU in accounting or finance able to land you a job as a Credit Analyst at a commercial bank of a junior financial analyst at a small to mid Midwest company?

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u/Pretend_While_8724 — 13 hours ago