u/SpicyWiener_

I’m an associate in corporate banking. I know incoming analysts are going to have it very tough soon which I hate to see, but my firm has subscribed to Claude enterprise and it is startling how good it is. i can drop a zip file of a company’s historical financials into Claude and have have it do the entire analysis portion of a credit memo in a few minutes. I simply can’t compete with it. I have become very proficient at using it as a tool and I’m hoping I can create some job security by building up my abilities with Claude, but it seems like we’re not too far away from it being able to do most of our jobs completely (unless you’re in or close to being in a revenue generating seat). I think the only saving grace right now is that the way all the senior folks have been using Claude at my firm is laughable, and they are painfully unaware of how much they don’t understand about what it can and can’t do. This tells me that they are overconfident about their abilities when it comes to using ai. I can assume this is or will be the case at other firms. Analysts and associates are the ones who have the strongest grasp of ai. If we were all to get fired, the seniors would run every firm to the ground if they think they can take on our work by using ai in its current form. But how long until that’s not the case?

Hi all,

Just want to gauge just how much my age is going to hold me back in my career. Especially now that ai is going to disrupt the job market, especially for people who are below vp.

Just for some context: I graduated college at 32 (I started college later in life because I was an idiot as a teenager/young adult. Won’t bore you with the details). Graduated from a semi target with an Econ degree. Started working at my current firm shortly after graduating as a jr cre credit underwriter. Turns out I’m pretty good at what I do and requested to move to the fund finance team after 7 months or so where I stayed until recently. Was promoted to senior associate on the fund finance team (lending to PE/PC funds and managers) doing both pm and underwriting. Decided I want to pivot into levfin/dcm at a larger firm or into private credit, but fund finance is very light on modeling of any kind so I requested to move into levfin team where I’m at now to get the modeling experience.

I don‘t have any weird ego issues when it comes to being managed by people younger than me. My only focus is progressing as far as I possibly can in my career and end up in high finance. I’m well respected at my firm and I’m a talented underwriter who’s being positioned to go into originations full time. I just don’t want to pidgeonhole myself into commercial banking so I think i‘m at a point where I need to make a move or else I’m stuck here forever. Do you think if I get an interview that it might be a bad look that I’m an older associate? I look pretty young for my age but some of the greys are starting to kick in. I know I shouldn’t let these insecurities hold me back but some outside perspectives would be nice to hear so I know what I’m up against.