▲ 3 r/USVisaIndians+1 crossposts

First-time B1/B2 applicant from India — self-employed, own company. How do my chances look?

Hi all, I’d really appreciate an honest read on my profile before I put down the fee.

About me:
• Indian citizen, based in Bengaluru
• Self-employed. I own a private limited company (software consultancy) registered here
• ITR around ₹12L for the current year, filed consistently
• Own a property, registered in my name as co-applicant
• Never travelled to the US before

Travel history: Dubai (2022), Georgia, Azerbaijan, Thailand, Vietnam, Malaysia, Indonesia. All trips self-funded, always returned on time, no overstays. No Schengen or UK visa yet.

Purpose: Mainly tourism. I want to see the country, and I’d be funding the trip myself.

I do have a few paying clients based in the US — they show up in my company’s accounts as regular invoiced revenue — and I could meet a couple of them in person while I’m there. Nothing formal is planned yet.

Questions:

  1. My travel is all visa-free or visa-on-arrival destinations for an Indian passport. Does that count for much with a US officer, or do they mainly care about “hard” visas like Schengen and UK?

  2. Given the US clients, should I apply as B1/B2 rather than pure B2? Or does mentioning client meetings just complicate a straightforward tourist application?

  3. If I do mention meeting clients, what proof is expected — invoices and bank credits from my company account, or do I need letters from the clients themselves?

  4. Chennai seems to have the shortest wait right now. Any downside to booking there instead of my “home” consulate?

  5. How much bank balance I need to maintain?

Anyone with a similar profile — self-employed, running your own company, clients abroad — I’d love to hear how your interview went and what you were asked.
Thanks in advance.

reddit.com
u/Live-Carry-8548 — 19 hours ago

Amex Platinum Reserve — which income document do self-employed applicants submit?

I am 25M,
CBIL- 788
Applied for Platinum Reserve. The application showed me a credit limit upfront without asking for income documents, but after video KYC I got an email with an upload link. Customer service told me the application is still processing and I don’t need to do anything right now.
I’m self-employed and draw a monthly salary from my own company. My situation:
• Latest ITR is filed but pending e-verification (should complete in a day or two)
• Previous year’s ITR shows meaningfully lower income than current
• Bank statements show consistent monthly salary credits
• Form 26AS not pulled yet
Questions for anyone who’s been through Amex verification as self-employed:
1. Is it better to wait for the latest ITR to be verified before uploading, or submit the older one now?
2. Does Amex weight the most recent ITR, or average across years?
3. If the upload link appeared but CS says no action needed, is it safer to wait for them to ask?
4. For self-employed applicants, do bank statements carry weight alongside ITR, or is ITR the only thing they look at?
Mainly trying to understand whether uploading proactively helps or whether it’s better to let them request what they need.

reddit.com
u/Live-Carry-8548 — 11 days ago