u/LoFi-WiFi

Late Announcement

As of today 5/20/26, not only will this be the latest announcement Portola has made but also, we're past any "on sale" date also. This is really late. I wonder how many of the set artist they're still trying to or what is causing this because the venue and dates are secure. May as well tier release who's performing but lots of people are gonna have a hard time getting here for it (thank God I live in SF)

reddit.com
u/LoFi-WiFi — 2 days ago
▲ 3 r/citi+2 crossposts

Denied Citi Strada. Should I do a credit reconsideration?

I was denied a Citi Strada Premier due to and I quote, "Your credit report shows too few accounts with balances".

I was a bit surprised because, before the hard pull I had: A 805 credit score (now 795), 70k income, 4 open accounts (one is an old medical OneCare credit card I haven't used since paying off Invisalign on it years ago), 3 active accounts with 7% utilization at the time, no late payments, 13 years of credit history, no hard inquiries since the two inquiries in September 2024 for a Capital One credit card and a Chase Sapphire.

I'm strongly considering writing a reconsideration letter (I've already heard how shit the Citi recon phone line can be) but am I missing something? Should I just accept my fate and the hard inquiry?

reddit.com
u/LoFi-WiFi — 3 days ago