Predoc FAES health insurance information
Hello everyone, I’ll be joining a lab through the predoc IRTA program in the summer for a year long fellowship, and wanted general thoughts about the FAES health insurance program. How is the coverage and the benefits for this health insurance plan? Have you all had issues with having procedures denied or having to go through appeals? I have some complex health issues and may need surgery in the next couple of months, and my current health insurance carrier has been good at covering tests, MRIs, physical therapy etc., and want to ensure that these types of things will still be covered without me going through a bunch of hoops with potential appeals, etc. I was also wondering if I did decline health insurance through FAES and got coverage somewhere else, do I get the premium that they would’ve paid? Thanks!