u/Loud_Rain8487

Hi!

I got a pre-approval for a Chase Sapphire Preferred along with a handful of other cards and wanted to see given my current status if I should apply. I've had a checking account with Chase for 2-3 years, a Freedom Rise for 5-6 months, and hold a credit score of around 740. I have limited personal credit history which is why I am concerned about applying. I have been an authorized user on another one for 2-3 years but want to try and get my own now. Given my limited credit history, should I wait to apply or do I have a good chance at getting one?

Thanks!