r/ChaseSapphire

I went to Blu on the Hudson in Weehawken, NJ, and the service was really subpar.

The only reason we went is because it's part of the Sapphire Reserve exclusive dining tables and the $150 credit that comes with it.
Here's what happened:
Our server took away the drinks menu before we had a chance to order drinks, then came back with an attitude when we asked for it again.
I ordered a bottle of Prosecco, and while opening it she jerked the bottle and a lot of it spilled onto the floor.
She forgot to put in our side dishes, and we ended up canceling them.
The view is great, but for a fine dining restaurant the service did not match. If you're thinking of using the CSR credit here, I'd go in with low expectations or pick somewhere else.

Just finished up a vacation to Greece with my girlfriend of 3 years. Last leg of the trip was 2 nights in Athens where I had booked a Suite at the Hyatt and reservations at a Michelin restaurant…setting up a great evening to propose to her.

Unfortunately when we entered our hotel room it was not the suite I selected. Turned out the communication was mixed up between Chase and Hyatt. My itinerary clearly shows the suite I booked and paid for. Hyatt clearly shows a different room.

This was a bit of a disaster on top of a terrible experience at a Michelin restaurant. I’ve talked to the Chase travel folks and have received no resolution/reply in over 72 hours.

What’s the best way to proceed?

For the people that complain about the current coupon style nerfed benefits, especially the long term card holders, how did you get $595 in value before last year's refresh?

I am currently a Chase Reserve, Chase Freedom Unlimited and Chase Prime user I often fly United and Marriot is one the top 3 hotels I most visit when traveling.

Would it be worth it grabbing either of those cards? Or both, currently having a decision paralysis as I am not certain I would play the ecosystem well. I currently sit at an avg of 65k points through freedom, 120k points through reserve and 50k on Prime a year

I am generally happy with my rewards usage and points accrual, the ecosystem has become second nature to me on how I spend and perhaps adding one of those or both would create a burden?

Looking to get some perspective from those who thought about it and did no add those cards and those who did!

Hello, im wanting to apply for the sapphire preferred but not sure if ill get approved.

Current income: 70k annually

Credit score: 715

I started my credit history in 2015 and up until late 2021 everything was perfect.

Due to some legal problems I wasnt able to pay on 3 of those accounts until 2025.

This is simplified break down of my credit history.

(Feb 2015 - Jan 2017) 4k co-signed bank loan, perfect payment history.

(April 2017 - Apr 2019) 23k car financed, perfect payment history.

(July 2018 - Apr 2021) 1k capital one card, perfect payment history.

(April 2021 - Aug 2021) 8k bank loan, perfect payment history.

(Nov 2025 - current) 15k co-signed bank loan, perfect payment history.

This is where the collections accounts come in.

(Nov 2020 - Oct 2021) 3k Apple card, perfect payment history until late Oct 2021 cause of legal problems.

(July 2021 - Oct 2021) 6k Kay jewelers card, perfect payment history until late Oct 2021 cause of legal problems.

I had one more capital one card that was also apart of the collections list for like 1.6k but I dont see it on my credit karma profile anymore.

Everything has been paid off in full, and they are on my credit karma as charge-off/closed. I only have the 15k cosigned bank loan, and the $550 credit limit card. My current credit score is a 715. Sorry this was alot but please give feedback thanks!

Got an email offer to upgrade my CSP to CSR and qualify for bonus 75000 points after 4k spend before mid December. Any reason not to just checking I'm not missing something. Wife has CSR and I have been thinking of downgrading to avoid annual fee. We do use enough of the perks to make it worth it but not naturally. I figure since I'm getting the 75,000 point bonus, that essentially offsets the annual fee. And then obviously the travel credit. I'm thinking I upgrade mine and downgrade hers, then Utilize all the perks for the next year and then downgrade entirely?

Edit: This is a product change offer. So I wouldn't be applying for a new CSR, just product changing from the CSP to the CSR. I have had the CSR recently in the past, so I wouldn't qualify for any current bonuses anyway if I were to apply the usual way.

Have a choice between a layover in Denver or Las Vegas. Would be around 2 pm on a Thursday, so we think there would be a wait at the Vegas lounge at that time?

Denver layover gets me to my destination about 20 minutes sooner. But I would trade that for an hour of free food in the lounge.