Hey everyone — big update just cleared review. Version 1.2.0 turns MaxWorth from an "Amex/Chase offer auto-activator" into something you'll actually see every time you shop online.

The new Shopping Widget

When you visit a supported store (Nike, Puma, Macy's, Samsung, lululemon… ~1,400 US merchants), a small MaxWorth panel appears in the corner of the page with two things:

1. Shopping portal rates, compared side by side Instead of opening a cashback comparison site before every purchase, the panel lists what each portal is paying at that store right now — BeFrugal, TopCashback, Rakuten, ShopBack, the airline shopping portals, Chase's own shopping portals, and more (18 portals tracked, refreshed daily). One tap on "Get" takes you through the portal you picked.
2. Card offers at that merchant
   • Signed out: You'll see which Amex/Chase offers are currently running at that store.
   • Signed in: It shows whether the offer is on your cards — which card, whether you've already activated it, and when it expires. (What maxworth extension already support: batch offer activation)
3. The point is stacking: a 20% portal rate on top of a 5% card offer is ~25% back on one purchase. That math used to require checking two different tools; now it's just there when you land on the store.

For example, Lululemon now has stackable cashbacks below:

Combination 1: Chase Freedom shopping portal(need to have a chase freedom) 6 points/$ + Use Amex Gold Offer(check if this credit card has this target offer) "Spend $120 and earn $25"

Combination 2: Chase Sapphire shopping portal 4points/$ + 10% off Chase Sapphire offer(check if this credit card has this target offer)

The widget is deliberately read-only — activation still happens on the issuer's own site (the extension deep-links you there). It auto-expands once per day per store, remembers if you minimize it, and has a "hide for today / always hide on this site" menu if a site's not your thing. Checkout pages never auto-pop.

You can also visit maxworth.app/cashback to find cashback + offer information

Chase is showing select customers a 175,000-point Sapphire Reserve offer and a 125,000-point Sapphire Preferred offer — both above each card's public all-time high. Here are the four ways to check whether you're targeted, plus the new eligibility rules, valuations, and application strategy.

The offers

Chase is pushing a wave of elevated Sapphire welcome offers to select customers — big enough to deserve its own writeup:

Both headline numbers are unprecedented:

• CSR 175k: the card’s public all-time high was this spring’s 150,000-point run — itself a decade-best. This targeted offer adds another 25k on top.
• CSP 125k: in seventeen years the Preferred has only hit 100,000 points publicly three times, most recently in June–July 2026 (that offer ended July 30). A 125k offer beats anything this card has ever shown — the previous targeted record was 100k.

To be clear: this is a targeted offer, not a public link. You’re either selected or you’re not — you can’t lobby your way in, but you can (and should) check. Here’s how.

What the points are worth

At MaxWorth’s ≈1.4-cent valuation of Ultimate Rewards:

• CSR 175,000 points ≈ $2,450 in travel value; a flat cash-out is still $1,750
• CSP 125,000 points ≈ $1,750; $1,250 in cash

That’s the conservative math. UR remains one of the two most valuable transferable currencies: Hyatt transfers routinely clear 1.6 cents per point (2+ cents is harder since the program changes), with United, Air Canada, Southwest and others on the roster; and the CSR’s Points Boost can stretch select Chase Travel bookings — including popular hotels in The Edit — up to 2x.

One new variable you must know: CSP transfers to Hyatt have been devalued from 1:1 to 4:3 (effective immediately for anyone applying on or after June 15, 2026). The CSR keeps 1:1. If Hyatt is your main UR outlet, this alone shapes which card to pick — more below.

How to check whether you’re targeted

Four channels. They don’t always agree with each other, so try all of them:

1. Chase mobile app: log in and check the home-screen promo placements and message center — several readers report the elevated offer pushed right on the app home page.
2. Logged-in chase.com: go to the Credit Cards section and look for the “just for you” area. Offers here are tied to your account and usually show an expiration date.
3. Pre-approval tool: Chase’s check for preapproved offers page — enter your name, address, last four of your SSN and income. This is a soft pull that doesn’t affect your credit score, and you don’t need to be an existing Chase customer.
4. In branch: have a banker look up your pre-approved offers. Some offers only surface in the branch system.

A few field notes (community datapoints, YMMV):

• In-account “just for you” offers have a track record of approving applicants past 5/24; offers surfaced by the pre-approval tool generally don’t bypass it. Treat this as a possibility, not a rule.
• These targeted offers generally can’t be stacked with a referral — going through the targeted link means no referral bonus, so two-player households should run the math first.
• Two-player households (P1/P2): each of you should check separately. Targeting is per person; one of you missing out says nothing about the other.

Eligibility: the 2026 Sapphire rules

Chase has rewritten the Sapphire bonus rules top to bottom over the past two years, and old instincts will mislead you:

• The 48-month rule is gone. The mid-2025 relaunch removed the “one Sapphire bonus per 48 months” language.
• The one-Sapphire rule is gone too. You can now hold the CSR and CSP at the same time.
• What replaced them is a per-card lifetime restriction: you’re generally ineligible if you currently hold that card or have ever earned that card’s bonus. Earning a CSP bonus doesn’t block you from the CSR, and vice versa.
• Chase’s official language leaves wiggle room (“previous cardholders may not be eligible”), so the application page’s terms and the eligibility pop-up before submission are the final word — if the pop-up says you’re out, don’t gamble.
• 5/24 still rules everything: five or more personal cards opened in the past 24 months (any issuer) and Chase will almost certainly decline you. Business cards don’t add to your count, but they won’t save a denial either.
• On pacing: don’t file two Chase personal applications in the same month — 30+ days between approvals is the community’s standard safe play.

CSR or CSP: which one to take

If you’re seeing both targeted offers (some people are), here’s the comparison that matters:

Our framework:

• Take the CSR if the extra 50,000 points (≈$700) already covers most of the first-year fee gap — add the automatic $300 travel credit and one Edit stay and year one is almost mechanically positive. The real question is year two: whether $795 keeps earning its place depends on whether you’re the kind of person who actually clears the coupon book, and we run that math line by line in our full CSR review. If you play the Hyatt game, the CSR keeping 1:1 transfers is worth real money by itself.
• Take the CSP if you want the more outrageous deal in efficiency terms — 125k on a $95 fee is a first-year return no premium card can touch. The June 2026 refresh also made the CSP stronger than it’s ever been: 3x on gas and EV charging, 3x on Airbnb/Vrbo vacation rentals, the hotel credit doubled to $100, and a new $120 Global Entry/TSA PreCheck credit — same $95 fee. The trade-offs: the 10% anniversary bonus is discontinued, and Hyatt drops to 4:3.
• Since you can now hold both, CSP first, CSR later is a legitimate path: the two bonuses don’t exclude each other. Just respect 5/24 and application spacing — don’t file both in the same week.

Before you apply

• Respect the spend requirement: the CSR’s $6,000 in 3 months is about $2,000 a month. Rent, insurance and taxes can carry you there if they take cards — but never manufacture spending you wouldn’t otherwise do. Spending an extra $2,000 to earn $2,450 in points is not a win.
• The window is undefined: Chase hasn’t published an end date. These pushes historically run in waves of a few weeks, and the offer inside your account carries its own expiration date — trust that one.
• Audit your own history: if you hold an old Sapphire or closed one years ago, work out whether you ever earned that specific card’s bonus — if you did, expect the eligibility pop-up to shut the door.
• Existing cardholders, don’t despair: Chase has a history of matching higher offers via secure message when they appear within ~90 days of account opening (YMMV). If you opened a CSR during the spring 150k run, you did fine; if you just took the CSP at the public 75k, a secure message is worth a shot.

FAQ

Is this offer public? No — it only shows for selected customers. The public offers are currently 100k (CSR) and 75k (CSP).

Does checking pre-approval hurt my credit score? No, it’s a soft pull. A hard inquiry only happens when you actually submit an application.

I earned the CSP bonus before — can I still get the 175k CSR offer? Yes. The current rules are per card: your CSP bonus history doesn’t affect CSR eligibility, and you can hold both cards at once.

Can I stack a targeted offer with a friend’s referral link? Generally no — it’s one or the other. The targeted amounts are far larger than any referral bonus, so just take the targeted link.

My chrome extension has hit 10,000 users after 1 year! The user growth is pretty low in the first 9 months, and with the frequent version updates, it got more stable and easy to use. The user base seems to grow naturally(I haven't done much marketing on this).

Here are a few key takeaways I have:

1. Focus on solving a clear, high-intent problem: It's a pain point for Chase and Amex credit card users to activate offers. It's manual and honestly I don't think people has the patience to activate hundreds of offers one by one. MaxWorth helps them activate in seconds.
2. Community Feedback: Listening to users feedbacks from your product community and iterating fast helped improve retention significantly. Build a feedback loop is the key.

Read more: https://maxworth.app/news/citi-aadvantage-executive-695-fee-increase/

I'm excited to introduce the new Interactive Amex & Chase Restaurant Map, designed to help you get the absolute most out of your Amex Platinum or Chase CSR card dining perks.

What’s New?

• Amex Resy & Chase Exclusive Table View: Instantly locate restaurants eligible for your Amex Platinum $400/yr Resy credit and Chase Exclusive Table reservations directly on a map.
• Filter & Explore: Switch seamlessly between nearby eligible merchants, Resy spots, and Exclusive Tables to plan your next meal in seconds.
• One-Tap Actions: Get distance info, reserve directly via Resy, or visit restaurant websites straight from the app.

Hey everyone!

We just added a brand-new map search feature to the website to help you make the most of your dining perks:MaxWorth Dining Map

If you’ve ever struggled to quickly find participating restaurants that trigger your Amex Resy credits or Chase Fine Dining perks when traveling or planning a night out, this tool will make it easier

Check it out on our site: maxworth.app/map/

We’d love to hear your thoughts! Any favorite dining credits or search filters you'd like us to add next? Let us know in the comments below! 👇

[Ended]

Hello everyone,

I’m Frank, the founder of MaxWorth, an app that helps you track all your “coupon book” credit card benefits, remind annual fee dues, and automate your Chase/Amex offers in one click.

I posted in Reddit about a year ago when the idea of creating a credit card management app was just a concept. Over the past 12 months, I’ve pushed 117 updates to the iOS App Store to constantly refine the user experience. Thanks to the early support, I’m incredibly lucky to say we now have nearly 30,000 MaxWorth users!🎉

To celebrate this milestone, MaxWorth App LIFETIME access is completely FREE for the next 48 hours! (Normally $159 for lifetime or $49.99/year)(approved by mod). No catches, no hidden tricks.

If you enjoy using the app, a 5-star rating on the App Store would mean a lot to me and help more people discover MaxWorth! Thanks for the support!

Here’s what MaxWorth can do:

• Track recurring & expiring benefits so nothing goes to waste
• Suggest the best card for each purchase category
• Activate all your Chase offers in one click via Chrome extension and track in one place
• Monitor used vs remaining credits
• AI experts providing personalized advice based on your card portfolio
• Suggest the best card at nearby merchants
• Search award flights directly with points you have
• iOS widget

Security highlight: No bank login required — everything is manually tracked by you! Your privacy and security are 100% assured. 🔒 This is something I want to highlight!! Features are with privacy by design

How to claim lifetime access:

1. Download MaxWorth from the iOS App Store. Go to Settings → Account
2. Upvote this post and comment your Nickname (6-digit generated ID) and I’ll add you to lifetime membership. No DM please.

I’d love to hear your feedback on the app — your thoughts will help me make it even better:)

MaxWorth Website: https://www.maxworth.app/

Download the app: Apple App Store | Chrome Extension

I have spent too much attention on CSR perk trackings, where I think I should spend more time on my stock investment. So I created an iOS app(It's called MaxWorth) to track all credit card coupon book credits, status, offers. It's been just over a year since my first build(now it has been over 100 updates!!)

Some features I personally need so I built in MaxWorth:

- Track all recurring credit card benefit usage and get reminders

- Reminders on annual fee dues

- Automatically activate Chase & Amex offers in one tap

- Know the best card to use for each transaction category

- Know the best card to use in nearby stores

- 6 AI agents customized for each user's profile(point asset, credit card portfolio)

I’d love to get some brutal feedback from the CSR community. What features would make an app like this an absolute must-have for your credit card setup?

Appreciate any thoughts or feature requests!

I built this chrome extension named MaxWorth a few months back(it also has a separate ios app for credit card benefit tracking& management). It can help activate all your Amex and Chase offers in just one click, instead of manually click 100+ offers one by one.

I just released the 7th version, which improved user feedbacks along the way. And now the performance just got 10 times faster than before!!

🚀 Key Features:

• One-Click Bulk Activation: Activate all visible Amex or Chase Offers on your page instantly.
• Clean UI: Deep integration with the Amex and Chase portal for a seamless experience.
• Time Saving: Turn a 5-minute clicking chore into a 2-second task.
• Security & Privacy: It does not store, collect, or transmit your login credentials or any sensitive data.

Looking forward to your feedbacks!!!!

MaxWorth Chrome Extension: https://chromewebstore.google.com/detail/maxworth-ai-credit-card-t/ndnmffehmkibleoopafkcijcflcmpkag