r/ChaseSapphireReserve

I went to Blu on the Hudson in Weehawken, NJ, and the service was really subpar.

The only reason we went is because it's part of the Sapphire Reserve exclusive dining tables and the $150 credit that comes with it.
Here's what happened:
Our server took away the drinks menu before we had a chance to order drinks, then came back with an attitude when we asked for it again.
I ordered a bottle of Prosecco, and while opening it she jerked the bottle and a lot of it spilled onto the floor.
She forgot to put in our side dishes, and we ended up canceling them.
The view is great, but for a fine dining restaurant the service did not match. If you're thinking of using the CSR credit here, I'd go in with low expectations or pick somewhere else.

I've had this card for 4 years but no longer travel weekly for work, only pleasure travel with hopefully more in the near future (definitely international travel) because I am near retirement. I'm on top of the benefits (I think) and spend the >$75000/year thanks to college tuitions. My renewal is this month (oct) so I have nearly had a year before the big annual fee raise. This site and others talk a lot about downgrading and I've seen opinions that this is more of a "lifestyle" cc now rather than the "travel card" of the past.

Is anyone willing to give their opinions on WHO this card is really GOOD for? I know that I need to crunch my own numbers, but would love others' opinions. Thanks in advance.

I’m thinking of getting the card…

Am I reading things correctly that I do without the rental car damage waiver?

If so, it seems like a no-brainer to get the card, I’m renting cars 5ish times a year, and I’d save around $100 a pop.

Follow-up question: how does CSR coverage mix with rental car coverage I have with State Farm? Any issues with them pointing fingers at the other?

IF YOU HAVE NOT UPDATED DOORDASH, do not do it! 7-Eleven started forcing a $20 pickup minimum, which makes the $10 Doordash credit useless. If you still have the old version, try to keep it as long as you can. You can still place orders normally and apply the $10 credit to any order. I accidentally updated mine.

(PS does anyone know where I can find an APK for Doordash? Preferably one from 2025?)

I had an unfortunate situation arise this past weekend where I rented a car in the United States (CA) and someone completely totaled the vehicle while it was street-parked. We had legally street-parked and went to dinner nearby and came back finding the vehicle on the curb in really bad condition with another car completely flipped over. Cops and ambulances were on the scene. I rented and paid for the car with my Chase Sapphire Reserve.

The police (LAPD) gave me an incident number but didn't file a police report because they said there was no serious injury and told me to file one online myself. The cops were able to get the plates, drivers license number, name, address, and phone number of the person who crashed into my car but not the insurance information since the car was not safe to enter and the person didn't have the insurance information on their phone. The individual claimed they had insurance. I never met the individual since they were in an ambulance when I got to the scene.

When renting the car, I declined the Collision Damage Waiver and the Liability insurance for the original car that was hit. I live in New York City and do not have any form of car insurance (I don't own a car). We got the car towed through the rental company and had to pay a $500 deposit and then got a replacement rental. On the replacement rental, I opted into the collision waiver and liability insurance but it's a completely different car with a different contract. I was just scared in the moment and probably should have declined this for the second car? National still has not reached out to me about the original car. The car was rented with a business account number to waive the under 25 fee but it was paid for by me and used for personal reasons (company allows for this).

I immediately filed a police report and started a claim through the Chase Sapphire insurance page . I tried reaching out to the individual who collided into the parked rental car asking for insurance information but he's not responding to me :(

Is there anything information / things that I should do ahead of time to help in this case. I am scared to death I will be on the hook for the Jeep Wrangler that I rented.

Things I have done:

• Took pictures of the rental car and the car that collided into the rental car.
• Filed a police report explaining the situation that happened.
• Requested the incident documentation linked to the incident ID the police gave to me (have not received it yet)
• Have copies of the original rental agreement / deposit addendum / second rental car agreement.
• Reached out to the individual by phone / text requesting insurance information (no contact from other party).

Just checked in. Partial outage, no hot food buffet available. Just cold food. No wait.

So …. I’m one of those who have just not seen the benefit of having this card anymore especially with the AF increase.
I’ve had this card since 2017.
I wanted to keep it as it was my absolute go to.
But I just can’t justify the cost/ benefit of it anymore.
I don’t use many things like the Edit which to me absolutely sucks , or Apple TV as I’m so Intwined with my Apple that to separate it and piece meal it would be insane. Plus the plethora of other “benefits” that do not benefit me.
I loved this card. But no more.

In anticipation for a no on my retention offer I had already applied and been approved a few months back for the Sapphire preferred.

When I called today after seeing the new $795 AF hit my card , the lady took all but 10 seconds to tell me No Retention offer available

I was bummed but what can I do ? I downgraded to the Freedom , like many have suggested. She told me the balance and everything will just move over to my new freedom card.
I transferred my points to my preferred ( not much left as I used the bulk of it this summer for business class ticket to Europe )

I have the Amex platinum which for me far exceeds the benefits of the CSR and I now have the CSP.

Anywho. Kind of a sad day for me to say goodbye. But also joyful as I can say goodbye to an extra $795 in fees

Goodbye CSR it’s been great.

Sorry if this is asked a lot- I’m new to this card.

I live on the CA Central Coast and hoped to be able to book 2-3 nights in Santa Barbara, LA, SFO, or Monterey area with my Edit credit and <$300 out of pocket but I can’t really find anything that isn’t going to cost me a lot more. Any suggestions/tips? I fear I may just let this benefit go.

Now that Costco is on DoorDash with 20% off this month with code COSTCO20 and have DoorDash gift cards available online for 20% off, combining these offers / discounts with the CSR monthly 2 $10 grocery credits will actually become useful.

I haven’t done the exact math, but it seems like ordering Costco through DoorDash is about 20-30% more than buying in store after fees, but the promos net 40% off DoorDash prices so still a little discount and then the $10 is an added bonus.

I’ll also be purchasing DoorDash gift cards to use for restaurant pick up with the new CSR $15 off DD restaurant credit

I am making a grocery/gas station purchase. Is there a way to use the 2 $10 grocery credit instead of $15 first? The app defaults to $15 credit and I cannot select the $10 credit I want to use.
My purchase is only $10 and I’d rather use the $10 credit than miss out and not fully use the $15 credit, which can use for a $15 flat purchase for a restaurant.

Got an email offer to upgrade my CSP to CSR and qualify for bonus 75000 points after 4k spend before mid December. Any reason not to just checking I'm not missing something. Wife has CSR and I have been thinking of downgrading to avoid annual fee. We do use enough of the perks to make it worth it but not naturally. I figure since I'm getting the 75,000 point bonus, that essentially offsets the annual fee. And then obviously the travel credit. I'm thinking I upgrade mine and downgrade hers, then Utilize all the perks for the next year and then downgrade entirely?

Edit: This is a product change offer. So I wouldn't be applying for a new CSR, just product changing from the CSP to the CSR. I have had the CSR recently in the past, so I wouldn't qualify for any current bonuses anyway if I were to apply the usual way.

The quiet travel season is approaching.

I found a few holiday inns in fredericton nb ca for $298.

I heard last vegas has good deals too.

Where else?

I am a long-time Chase card holder. I moved to from CSP to CSR 3 years ago and hung around through the AF increase.

Wife and daughter are authorized users on the CSR and daughter is looking to start her own airmiles card path as a primary CH.

Dovetailing as an AU, she has near-perfect credit...

Does anyone know of any current sub/referral offers/opportunities?