u/MaineSchooner

403(b) - Feedback Requested

41 years old, not looking to touch this account for 15 years. A bit late to the investing game, unfortunately.

50% VTSAX (US total stock market)
15% VIGAX (US large cap growth)
15% VTIAX (total international)
20% VBTLX (bonds)

Any need to add VFIAX/VOO in here? What about QQQ/QQQM?

I'd appreciate any feedback! Thank you!

reddit.com
u/MaineSchooner — 14 hours ago

With T-Mobile adjust its new customer incentives if the iPhone 18 price goes up?

I have a 12 Pro, looking to upgrade to 17 pM. 1
know that there are rumored price hikes around the 18, which makes me think about getting the
17 Pro Max now. I would be getting a pretty sweet deal to transfer from Verizon to T-Mobile, crediting me $1100 towards the new 17 PM. I don't know how I feel about upgrading when the 18 release is so close, but my question is... And maybe Apple has done this before with the price hikes ?... If the iPhone 18 goes up in price, would t mobile or have they in the past adjusted their incentives relative to that? So, would T-Mobile theoretically offer me a $1200 credit if, let's say, the price on the 18 jumped by $100? Have they ever done that with other phones that have had price hikes?

reddit.com
u/MaineSchooner — 20 days ago